At a Glance
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Thought Leader Interview
Thinkers360 thought leader interviews profile prominent members of the Thinkers360 community who embody the power of ideas in their work. In this edition, we speak with David Gyori, CEO of Banking Reports Limited London, a company that provides top quality ‘FinTech Training for Bankers’ all over the world. David is a globally renowned Financial Technology trainer, author, consultant, and keynote speaker.
David has co-authored five internationally published books: ‘The FinTech Book’ (Wiley & Sons, London, 2016), ‘The WealthTech Book’ (Wiley & Sons, London, 2018), ‘The PayTech Book’ (Wiley & Sons, London, 2020), ‘The AI Book’ (Wiley & Sons, London, 2020) as well as ‘WealthTech: Wealth and Asset Management in the FinTech Age’ (IAP, USA, 2019). He is also featured in the live listing of the Thinkers360 Top 50 Global Thought Leaders and Influencers on FinTech.
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Thinkers360: Financial Technology has grown into a trillion-dollar industry. What are the three most exciting and disruptive shifts in the pipeline?
DG: Number one is AR and VR. Augmented Reality and Virtual Reality will become primary channels and gradually replace smartphones.
Number two is Inflation. Inflation is up due to a “perfect storm” of fiscal, monetary and microeconomic triggers. FinTech was born in permanent zero rate environment post 2008. Significantly positive nominal interest rates will dramatically shift FinTech valuations and put startups under shorter term profit pressure. Some will strive, yet many will struggle in this new environment.
Number three is CBDC. We are heading towards cashless society around the globe, cash is outdated and will basically disappear. CBDCs, Central Bank Digital Currencies must take over therefore and the trillion-dollar question is: How?
Thinkers360: You are currently a Top 10 Global Thought Leader and Influencer in FinTech according to the rankings of Thinkers360. What does this mean to you? [Editor’s Note: Leaderboards are by participation and all are invited to participate for free].
DG: Being a Top 10 Global Thought Leader and Influencer in FinTech makes me very proud and happy. Being in the top 10 globally in financial technology motivates me to work even harder. I feel that I am responsible to grow up to my ranking and serve my clients even better, extend and expand my knowledge even further and publish even more relevant and exciting content.
Thinkers360: What is your opinion about the Thinkers360 platform? How do you utilize it?
DG: The Thinkers360 platform is the paradise of thought leaders and influencers in my eyes. Thought leaders can upload their recent achievements such as books, articles, blogs, vlogs, speeches, training programs and much more to Thinkers360. The platform uses smart algorithms and combines your achievements with your social media footprint and ranks you globally in your area of expertise. This is amazing. Social comparison is a powerful psychological driver for engagement, attention, excellence, achievement, and motivation. I enjoy having Thinkers360 as a great interface to collect, structure, overview and showcase my achievements as a professional. For events organizers, brands, corporate users it is in my opinion the best source. It helps you find the keynote speakers for your events; the brand ambassadors for your influencer marketing efforts; the thought leaders echoing your corporate achievements in innovation, technology and digital transition. My advice is simple: Try it! Build your Thinkers360 profile and enjoy the great benefits!
Editor’s Note: See David’s Thinkers360 In-Depth Profile & Portfolio.
Thinkers360: What’s your main advice for upcoming thought leaders?
DG: Please allow me to turn this question around: ‘What is the main advice of upcoming thought leaders for me?’ I want to turn your question around because Millennial and GenZ thought leaders are much more skillful handling social media and the nascent metaverse than Baby Boomers and Gen X. I am very interested in their advice to us: How can we best use TikTok and Instagram to produce meaningful content and get it right to our target-group of audience? How can mobile wallets best serve 140 million monthly active users of Twitch – a platform providing live streaming services focused on gaming and eSports – around the globe?
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