
Khairul Anwar puts premium on innovation and execution simply because it’s the only measure of success. Currently, he is the thought leader in innovation, design thinking and leadership development. DT LEADERSHIP SDN. BHD. helps organizations advance at innovation & leadership through structured capability development.
INDUSTRY EXPERIENCES
2014 - 2012: CEO (L&D) & International PMO Lead (Gifted Ed)
2012 - 2008: General Manager (L&D) & International Strategy Consultant (IT)
2008 - 2004: Business Development Manager (L&D)
International Projects Country: United Kingdom, Ireland, Scotland, UAE, Qatar, Indonesia, Brunei, Singapore and Germany
PROFESSIONAL QUALIFICATIONS:
>Associate Certified Coach (ACC), International Coaching Federation (ICF), USA
>Certified Executive Coach, Marshall Goldsmith (USA), ICF-Accredited
>Certified Professional Coach (CPC), Corporate Coach Academy (MY)
>Certificate in Design Thinking specializing in Empathy & Prototyping, Stanford Center for Professional Development (USA)
>Certificate in Design Thinking & Coaching, genovasi, Hasso-Platner Institute (HPI) & Stanford Executive Education (USA)
>Certificate in Design Sprint Master, Design Sprint School (USA)
>Verified Certificate & Capstone Project, Interaction Design, University of California, San Diego (USA)
>Certified Professional Trainer, HRDC/PSMB (Malaysia)
>Certificate in Clinical Hypnosis, London College of Clinical Hypnosis (LCCH)
In his free time he spends time with his children’s school Parents Teachers Association (PTA) in Bangi, playing basketball for a veteran team and currently learning violin. He also a lifetime member of Design Thinking Association of Malaysia (DTAM). He holds Master of Business Administration (MBA) and Bachelor of Business Administration (Honours).
Available For: Advising, Consulting, Influencing, Speaking
Travels From: Malaysia
Speaking Topics: Innovation Coaching, Executive Coaching, Design Thinking, Leadership Development. Climate Change
| Khairul Anwar | Points |
|---|---|
| Academic | 50 |
| Author | 162 |
| Influencer | 210 |
| Speaker | 22 |
| Entrepreneur | 55 |
| Total | 499 |
Points based upon Thinkers360 patent-pending algorithm.
Associate Certified Coach (ACC) from International Coach Federation (ICF), USA
Tags: Design Thinking, Innovation, Leadership
Certified Professional Coach (CPC)
Tags: Business Strategy, Change Management, Design Thinking
Certificate in Design Sprint Master
Tags: Design Thinking, Innovation, Management
Certified Clinical Hypnosis
Tags: Management, Health and Wellness, Mental Health
Certificate in Design Thinking
Tags: Design Thinking, Innovation, Management
SimpanKira
Tags: Digital Disruption, Change Management, Business Strategy
Tags: Innovation
Show Up, Stand Out – Purple Cow Effect
Tags: Innovation
Tags: Innovation
Tags: Innovation
What Edison Learned in 1870 Might Work for Employment in 2020?
Tags: Innovation
How to Look for Crazy Ideas That Might Work?
Tags: Innovation, Entrepreneurship
Tags: Entrepreneurship, Innovation, Leadership, Management, Innovation
Is This A Good Time to Launch A New Product / Service?
Tags: Entrepreneurship, Business Continuity
Where Is Your Innovation Focus?
Tags: Innovation
Why Being A Leader Sucks During Pandemic?
Tags: Management, Leadership
Where Is Your Innovation Focus?
Tags: Customer Experience, Design Thinking, Innovation, Management, Leadership, Entrepreneurship, COVID19
Interview with Managing Director of DHL Express Malaysia & Brunei
Tags: Design Thinking, Innovation, Leadership
What Innovation Coach Do to Help You?
Tags: Design Thinking, HR, Innovation
Why I Become An Innovation Coach (Part 1)
Tags: Design Thinking, HR, Innovation
Why I Become An Innovation Coach (Part 2)
Tags: Design Thinking, HR, Innovation
Why Coaching For Innovation?
Tags: Design Thinking, Innovation, Leadership
Tech Talents vs Non-Tech Talents
Tags: Culture, HR, Management
Starting Corporate Innovation Program
Tags: Design Thinking, Digital Transformation, Innovation
Time In Omnichannel Business
Tags: Customer Experience, Digital Transformation, Innovation
Reasons Why You Should Start Corporate Innovation Program
Tags: Culture, Innovation, Management
Case Study: Co-creation in Developing Innovation Culture
Tags: Design Thinking, Innovation, Leadership
Co-creator As Future Skills & Sub-skills to Become Good At It
Tags: Design Thinking, HR, Leadership
How to Use Virtual Reality and Augmented Reality to Improve Healthcare Experiences?
Tags: Design Thinking, HR, Leadership
The Corporate Innovation Champion Is.....
Tags: Culture, HR, Leadership
The Leadership Code
Tags: Innovation, Leadership, Management
Tags: Design Thinking, Innovation, Leadership
Institute of Marketing Malaysia (IMM)
Tags: Design Thinking, Innovation, Leadership
Open Innovation Asia
Tags: Design Thinking, Open Innovation, Startups, Leadership, Entrepreneurship
Philosophies of Design Thinking
Tags: Design Thinking, Innovation, Leadership
Fintech - The Ultimate Playbook 2018
Tags: Digital Disruption, FinTech, Innovation
Open Innovation Asia
Tags: Design Thinking, Open Innovation, EdTech, Entrepreneurship
Tags: Design Thinking, Coaching
Khairul Anwar: Architect of Innovation, Builder of Leaders
Tags: Innovation, Creativity
ICE Chat with Noor Shahiwan
Tags: Sustainability, Climate Change, Renewable Energy
ICE Chat with Prof. M.S. Rao
Tags: Leadership, Culture, Health and Wellness
Webinar with Dr Oleg Konovalov
Tags: HR, Innovation, Leadership
ICE Chat with Nanyang Angelz
Tags: Innovation, Startups, PropTech
Tags: Entrepreneurship, Business Strategy, Business Continuity
ICE Chat Show
Tags: Analytics, Big Data, Innovation
ICE Chat Show
Tags: FinTech, Innovation, Startups
ICE Chat Show
Tags: Design Thinking, Innovation, Startups
ICE Chat Show
Tags: Innovation, Leadership, Management
ICE Chat Show
Tags: Change Management, Future of Work, Innovation
Tags: Innovation, PropTech, Startups
ICE Chat Show
Tags: Change Management, Digital Transformation
Tags: EdTech, Entrepreneurship, Innovation
ICE Chat Show
Tags: GovTech, Risk Management
Tags: EdTech, Future of Work, Innovation
ICE Chat Show
Tags: Autonomous Vehicles, Emerging Technology, Entrepreneurship
ICE Chat Show
Tags: Business Strategy, Entrepreneurship, Startups
ICE Chat Show
Tags: Change Management, FinTech, Innovation
ICE Chat Show
Tags: Health and Wellness, Marketing, Startups
ICE Chat Show
Tags: Customer Experience, Digital Transformation, Emerging Technology
ICE Chat Show
Tags: Customer Experience, Health and Safety, Mental Health
ICE Chat Show
Tags: Culture, Leadership, Management
ICE Chat Show
Tags: Culture, Health and Wellness, Leadership
ICE Chat Show
Tags: Health and Wellness, Leadership, Mental Health
Forum Perdana Minggu Inovasi Sarawak
Tags: Business Strategy, Future of Work, Innovation
I.C.E. Chat
Tags: Change Management, Entrepreneurship, Innovation
Tags: Design Thinking, Innovation, Leadership
Design Thinking & Entrepreneurship
Tags: Business Strategy, Design Thinking, Innovation
Tags: Innovation
Tags: Innovation
Tags: Innovation
Tags: Innovation
Tags: Innovation
Tags: Innovation
Tags: Innovation
Tags: Innovation
Tags: Innovation, Startups, Entrepreneurship
Tags: AGI
Tags: AGI
Tags: Innovation
Tags: Design Thinking, Innovation, HR
Innovation Coaching Clinic 1
Tags: Design Thinking, Innovation, Management
Strategic Tools in Design Thinking - Generating Problems & Insights
Tags: Customer Experience, Design Thinking, Innovation
Strategic Tools in Design Thinking - Persona & POVS
Tags: Customer Experience, Design Thinking, Innovation
MAKING A DIFFERENCE: Can The Future Holds Water? Social Science Dialogue Webinar
Tags: Design Thinking, Future of Work, Innovation
Managing Business FInance in Crisis
Tags: Business Continuity, COVID19, Leadership
Designing Customers Profiles
Tags: Design Thinking, Innovation, Management
Grab Employee Experience Masterclass
Tags: HR, Innovation, Leadership
Spot Innovation Opportunities
Tags: Design Thinking, Innovation, Management
Is BNPL (Buy Now Pay Later) a game changer? In terms of access to credit, probably yes. In terms of credit risk? No way!
BNPL is on rapid growth among youth and young consumers in Southeast Asia including Malaysia and Indonesia. The idea of some providers to serve the underbanked or underserved is somewhat misleading. Although economically this segment is quite large, their ability to repay is quite concerning.
Here are some key figures from different location and areas concerning BNPL:
Late Payments: According to a survey conducted by Credit Karma in 2020, nearly 40% of US consumers who used BNPL services had missed at least one payment. Late payments can result in fees and can potentially impact a user's credit score.
Debt Accumulation: A report from ASIC (Australian Securities and Investments Commission) in 2020 found that one in five consumers in Australia were missing payments. The report also found that over 20% of BNPL users had to cut back on or went without essentials such as meals, and over 15% had taken out an additional loan to make their BNPL payments.
Young Consumers: Younger consumers, who may be less experienced with managing credit, are particularly drawn to BNPL services. A survey by Ascent in 2021 found that nearly 45% of Gen Z and 37% of Millennials in the US had used BNPL services, compared to just 8% of Baby Boomers.
Understanding Terms: A survey by CompareCards in 2020 found that nearly 30% of BNPL users in the US didn't fully understand what they were signing up for when they chose to use these services.
Regulation: As of 2021, BNPL services were not as heavily regulated as traditional credit products in many countries. This has raised concerns about consumer protection. For example, in the UK, a review by the Financial Conduct Authority (FCA) found that the BNPL market needed to be regulated to protect consumers.
These figures highlight some of the potential risks associated with BNPL, including late payments, debt accumulation, and a lack of understanding about the terms and conditions of these services. They also underscore the need for more consumer education and potentially more regulation in the BNPL industry.
BNPL also is known to charge exorbitantly high late fees, between 10%-35% depending on scheme and platforms. There should be a better design for access to online credit and the regulators should go hard to mischievous providers.
This is an example of innovation that can be harmful to customers if they are not careful. Lack of education of proper financial lliteracy may contribute to this problem however providers with great foresight should have designed a better product that is useful and meaningful for customers.
Brickbats please reach out to donkhairul@gmail.com
Tags: Design Thinking, FinTech, Innovation
CFOs, How Much Money Do You Need For A Good Innovation Program?
Tags: Digital Transformation, Innovation, Leadership
Reasons Why You Should Start Corporate Innovation Program
Tags: Innovation, Leadership, Management
Corporate Innovation is Not A Department
Tags: Business Strategy, Digital Transformation, Innovation
The Eight Leadership Beliefs
Tags: Change Management, HR, Leadership
Executive Innovation Coach
Location: Malaysia, Virtual Fees: $1000 above
Service Type: Service Offered
Ideation Techniques for Collaborative Brainstorming
Location: Virtual Fees: 50
Service Type: Service Offered
Virtual - Design Thinking Coaching For Innovation Team
Location: Virtual Fees: TBD
Service Type: Service Offered