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Samiran Ghosh

Co-Founder at unblox Solutions

Mumbai, India

23511 Followers

I am currently working with a Senior Advisor with several startups in fintech, artificial intelligence, and blockchain. During the last two years with these startups, I have helped build and launch an augmented analytics platform with Rockmetric, a credit risk platform for Rubix Data Sciences, and a patented blockchain ecosystem for Archethic.

In 26 years, I have held leadership roles at McKinsey, Microsoft, IBM, Dun & Bradstreet, IBM, and TCS. As Chief Digital Advisor at Microsoft, I helped launch platforms like the Connected Vehicle, Digital Agriculture, and Smart Cities. Before that, during my 14 years at IBM, I did multiple roles across Consulting, Sales, Project Delivery, Research, and Product Development.

I took a one-year sabbatical from IBM to work for Aadhaar, the world’s most extensive digital identity program. Here I helped develop the Application Authentication Framework, which allows key stakeholders could engage with each other in the UIDAI ecosystem.

I am a regular contributor to leading journals, a keynote speaker at industry forums, the AI & Ethics Journal editorial board, and a TEDx Speaker. Have co-authored books on AI and Blockchain, which Wiley published and was featured in the 20 Best New Fintech Books to Read in 2020 by BookAuthority. I am an MIT Technology Review Global Panel member, a Council Member and Contributor for the Forbes Technology Council, and a digital member of the World Economic Forum.

In 2021, I became a board member at IAC, a global expert and pioneer in Hyperautomation. I was also nominated as a Senior Research Fellow at the Digital Euro Association. I just co-founded my blockchain web3 startup - unblox solutions, and co-hosting a funtech podcast - 3 Techies Banter.

On my own time, I work with animal welfare organizations and am the proud parent of Toffee, a golden labrador retriever.

Available For: Advising, Authoring, Consulting, Influencing, Speaking
Travels From: Mumbai, India
Speaking Topics: Artificial Intelligence, Digital Transformation, Blockchain

Speaking Fee $5,000 (In-Person)

Personal Speaking Website: samiranghosh.org
Samiran Ghosh Points
Academic 20
Author 268
Influencer 319
Speaker 58
Entrepreneur 120
Total 785

Points based upon Thinkers360 patent-pending algorithm.

Thought Leader Profile

Portfolio Mix

Featured Videos

3 Techies Chat with Author Amish Tripathi
October 27, 2022
Celebrating India@75
October 27, 2022
Behind the Scenes: Making of a FUNTECH PODCAST
October 27, 2022

Featured Topics

Blockchain Fundamentals

Typical Agenda for Talk / Workshop for IT / Non-IT Staff
- Introduction to Blockchain
- Blockchain Technology Landscape
- How Blockchain Works
- Blockchain Use Cases
- Building to your first Blockchain
- Blockchain and Society
- Next Steps - Q&A

Fintech Awareness

Typical Awareness Session Agenda
- What is Fintech? / Types of Fintech
- Trends by fintech industry sub-segment
- Fintech Unicorns
- Most attractive fintechs by area
- Audience exercise
- Next Steps - Q&A

Robotic Process Automation Awareness Session

Session Agenda for IT / Ops Team
- Overview of Automation
- Introduction to Robotic Process Automation (RPA)
- The RPA Industry Landscape / Profile of top RPA vendors
- Industry Use Cases
- The Digital Worker
- Enterprise RPA Journey
- Audience Exercise
- Next Steps - Q&A

Company Information

Company Type: Company
Business Unit: Blockchain DApps | Crypto-Biometrics | Identity
Theatre: Global
Media Experience: 8 years
Last Media Interview: 04/03/2020

Areas of Expertise

AI 31.52
Analytics 30.73
AR/VR 31.97
Autonomous Vehicles 30.58
Big Data 37.93
Blockchain 47.55
Change Management 30.23
Cloud 30.32
Cryptocurrency 43.12
Culture 30.47
Cybersecurity 30.30
Design Thinking 31.98
Digital Disruption 35.35
Digital Transformation 32.14
Diversity and Inclusion 31.87
EdTech 30.71
Emerging Technology 37.26
FinTech 41.91
Future of Work 30.65
GovTech 30.18
Innovation 34.55
InsurTech 32.64
IoT 30.47
Leadership 30.43
Management 30.87
Mobility 31.94
Open Innovation 30.68
Predictive Analytics 30.32
Retail 30.13
Risk Management 33.58
Social
Startups 30.60
Supply Chain 30.73
Sustainability 30.85
CSR 30.23
Privacy 30.09
RPA
Customer Experience 30.15
Customer Loyalty 30.31
Sales 30.19
Climate Change 32.46
Smart Cities 34.16
Ecosystems 30.07
5G 30.13
Business Strategy 30.04
SportsTech 30.43
Mergers and Acquisitions 30.44
Entrepreneurship 30.26
Metaverse 32.12

Industry Experience

Agriculture & Mining
Automotive
Financial Services & Banking
Healthcare
Insurance
Manufacturing
Professional Services

Publications

3 Advisory Board Memberships
Council Member and Contributor
Forbes Technology Council
June 01, 2020
Forbes Technology Council is an invitation-only community for world-class CIOs, CTOs, and technology executives.

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Tags: AI, Big Data, Blockchain

Senior Advisor at Rubix Data Sciences
Senior Advisor
April 01, 2019

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Tags: Predictive Analytics, Risk Management, Supply Chain

IAMAI Blockchain Commitee
Economic Times
October 15, 2018
Member of the Internet and Mobile Association of India Blockchain Committee

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Tags: Blockchain, Digital Disruption, Digital Transformation

33 Article/Blogs
Technology for Your Paw-Babies
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December 15, 2021
Image  – Samsung Dream Dog House Technology rules all facets of human lives, from communication to shopping, health, and fitness. So, it’s no big surprise that technology has also found…
The post Technology for Your Paw-Babies first appeared on Samiran Ghosh.

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

Digital Payments — anytime, anyhow, and for anything
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December 10, 2021
The widespread adoption of mobile phones throughout the world has had a far-reaching social and economic impact. Payments is one area that has seen the most significant mobile-tech-led innovation due…
The post Digital Payments — anytime, anyhow, and for anything first appeared on Samiran Ghosh.

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

Walking Down Memory Lane with Technologies (some of us) grew up using
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November 11, 2021
Technology is changing in leaps and bounds, as new gadgets get obsolete shortly after reaching their target market. Although updating to the latest iPhone seems to be an almost compulsive urge, it is a race that we can never win!
The post Walking Down Memory Lane with Technologies (some of us) grew

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

5G – the Revolutionary Bandwidth or a Pandora’s Box of Troubles?
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October 13, 2021
Human civilization is built on the bedrock of human ingenuity coupled with technological innovation. From the invention of the wheel to creating the World Wide Web, technology continues to transform our lives.
The post 5G – the Revolutionary Bandwidth or a Pandora’s Box of Troubles? first appear

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

Small Business And Technology: Can The Twain Ever Meet?
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September 24, 2021
Small businesses (MSMEs in India) are supposed to be the growth engines of the Indian economy, but repeated assaults by Covid-19 are bringing most of them down to their knees. Apart from dwindling finances and mounting debts, one of the critical issues they have been grappling with is their inabilit

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

The Metaverse – in it but unaware of it?
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September 22, 2021
Humanity is ready for the next technology step - an interactive virtual world, where everyone can hang out with games, adventures, shopping, and the best new virtual identities. A parallel universe, if you may!
The post The Metaverse – in it but unaware of it? first appeared on Samiran Ghosh.

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

AI and Video Analytics for Security
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August 25, 2021
With increased focus on public safety, access control for public and private areas, and now the risk of Covid virus transmission, analytics from video surveillance is playing a significant role in the collation of actionable intelligence for security purposes. Video surveillance, coupled with intell

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

Small Business And Technology: Can The Twain Ever Meet?
Forbes
August 24, 2021
Small businesses (MSMEs in India) are supposed to be the growth engines of the Indian economy, but repeated assaults by Covid-19 are bringing most of them down to their knees. Apart from dwindling finances and mounting debts, one of the critical issues they have been grappling with is their inability to adapt to the new behavior protocols imposed by the pandemic. In such a scenario, digitization sounds like the obvious and imminent savior, a decision that most MSMEs have debated, discussed and delayed.

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Tags: Innovation, Startups, Business Strategy

SaaS could soon mean Supercomputing-as-a-Service
LinkedIn
July 14, 2021
A supercomputer pinpointed and eased congestion in Chattanooga, Tennessee. Eagle (the supercomputer) operated by the Oak Ridge National Laboratory and the National Renewable Energy Laboratory (NREL) used machine learning to trawl through tons of traffic data from satellites, traffic cameras, weather stations, patterns, etc. For example, Eagle found that traffic lights on a road leading into Chattanooga were causing delays, leading to congestion. Switching traffic timings resulted in a 16% decrease in fuel use. In addition, Eagle itself reuses 97% of the wasted heat in other facilities in the complex, making it very environmentally conscious.

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Tags: AI, Blockchain, Ecosystems

SaaS could soon mean “Supercomputing-as-a-Service”
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July 12, 2021
Supercomputers have since played an essential role in computational science. We Suse them for a wide range of compute-intensive tasks in various fields, including quantum mechanics, weather forecasting, climate research,…
The post SaaS could soon mean “Supercomputing-as-a-Service” first appear

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

How Safe Is Our Quantum Future?
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June 29, 2021
If you're my age, you will remember the critical premise of the 1992 classic "Sneakers" premise, starring Robert Redford and Ben Kingsley - a top-secret black box that can break the encryption of any computer system.
The post How Safe Is Our Quantum Future? first appeared on Samiran Ghosh.

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Tags: Digital Transformation, Digital Disruption, Emerging Technology

How safe is our Quantum Future?
LinkedIn
June 28, 2021
If you're my age, you will remember the critical premise of the 1992 classic "Sneakers", starring Robert Redford and Ben Kingsley - a top-secret black box that can break the encryption of any computer system. Quantum computing is that "black box." In the next 2-7 years, quantum computers could change the face of cybersecurity. Once they can factor products of large prime numbers (the basis of current cryptography) (expected between 2024 and 2030) – existing cyber-defense mechanisms will be rendered obsolete. We need to plan for encryption in the quantum future.

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Tags: AR/VR, Cybersecurity, 5G

Fantasy Sports – A propellant of digital transformation for India’s sporting ecosystem
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June 03, 2021
To be the manager and coach of their very own team – this is the dream of every die-hard sports enthusiast – living out their “Brad Pitt” fantasy in their own Moneyball world. “Fantasy” Sports is just so aptly named.
The post Fantasy Sports – A propellant of digital transformation for

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Tags: Digital Transformation, Emerging Technology, SportsTech

The Holy Trinity of Transformation — Culture, Sustainability and Leadership
LinkedIn
April 15, 2021
Digital Transformation is not a magic wand; it is a complex yet essential enterprise commitment to change. Companies that have succeeded have reaped significant benefits. The Deloitte Digital Transformation Survey 2020 found that greater digital maturity is associated with better financial performance. The higher-maturity companies in this year’s sample were about 3X more likely than lower-maturity companies to report annual net revenue growth and net profit margins — a pattern that was consistent across industries.

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Tags: Sustainability, Culture, Customer Loyalty

The Future Is Both Automated And Intelligent
Forbes
April 08, 2021
Intelligent Automation (IA) is one of the trending buzzwords of our times. What makes automation smart? Is it new? Why the renewed focus? Bill Gates believed automation to be a double-edged sword when he said: "Automation applied to an efficient operation will magnify the efficiency. ... Automation applied to an inefficient operation will magnify the inefficiency."

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Tags: Digital Transformation, Leadership, Sustainability

Building back Trust and Concience
My Blog
February 19, 2021
Short Summary of the 5-day virtual event organised by the World Economic Forum

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Tags: Digital Disruption, Diversity and Inclusion, Sustainability

In AI (Can) We Trust?
Forbes Technology Council
February 09, 2021
Artificial intelligence (AI) is the best thing to happen to our lives. It helps us read our emails, complete our sentences, get directions, do online shopping, get dining and entertainment recommendations, and even make it easier to connect with old friends or make new ones on social media. AI is not only skilling itself at many human jobs; it is also making decisions for us.

The question is whether these decisions can be trusted. To elaborate, does AI-aided recruitment facilitate or reject the right candidate selection? Is the Tinder match made in heaven or by the algorithm? Who is being sent to jail — criminals or innocents predicted by AI bias?

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Tags: AI, Emerging Technology, Privacy

Fantasy Sports – A propellant of digital transformation for India’s sporting ecosystem
Financial Express
January 15, 2021
The potential for growth and pitfalls to scale for Fantasy Sports in India

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Tags: Digital Transformation, Startups, SportsTech

Build The Truth Block By Block
Forbes
September 30, 2020
There is nothing new about fake news. It has been in existence for centuries, albeit without the scaffolding of support from social media. From housewives’ tales to gossip magazines, the Trojan horse to the misinformation around the D-Day landing site, fake news has been a rite of passage.

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Tags: Blockchain, Cryptocurrency

Self-Healing Blockchains are the cure for Sharding’s Scalability Woes
LinkedIn
July 28, 2020
The world is eagerly waiting for a next-generation, high-performance, permissionless blockchain, and this blockchain should be able to industrially scale all decentralized applications. So far, the crypto community has witnessed:

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Tags: Blockchain, Cryptocurrency

Management Lessons from the world of spies
LinkedIn
September 11, 2019
I claim no originality for this - all credit goes to Stefan Thomke, the William Barclay Harding Professor of Business Administration at Harvard Business School whose work I am reproducing verbatim. Others like Business Insider have also referenced this in their articles. The piece itself borders between the hilarious and the ominous - hilarious because you will easily recognise organizational stereotypes which are completely Dilbertian in nature; ominous because of the original intent of the work - to disrupt and destabilise foreign institutions and organizations.

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Tags: Culture, Leadership, Management

The Evolving Nature of Cryptocurrency Regulations
LinkedIn
July 06, 2019
This is an abstract submitted and accepted for a chapter in a book about payment technologies to be jointly published by Fintech Circle and Wiley. The complete chapter will be featured in the book to be published sometime in 2020

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Tags: Blockchain, Cryptocurrency, FinTech

The Blockchain for Health Care
LinkedIn
January 25, 2017
Say you’ve inherited a rare genetic mutation that guarantees you’ll get a certain form of cancer by the time you reach 50 years of age.

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Tags: Blockchain

The "MS Dhoni"​ brand of Leadership
LinkedIn
January 23, 2017
It was about 20 days ago that Mahendra Singh Dhoni, the Ex-Indian Cricket Captain and Player, announced his retirement as the Captain. While he will continue to play as a player, this was an iconic moment as one of the most prolific leaders of this era was calling time on what was one of the most incredible chapters in Leadership.

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Tags: Leadership

Bank Account Portability - Part 2
LinkedIn
December 09, 2016
Bank account number portability will improve competition among banks for acquiring customers and hence increase the acquisition and service cost. Bank account number portability can drive customers of the banks with insufficient service and marketing to comparatively stronger banks. Weaker and smaller banks would have to emphasis on consumer segmentation and for retaining their client base. Banks would be required to provide for higher preliminary investment and service costs for setting up bank account number portability IT infrastructure. Banks would also be required to train their staff to understand and employ the changed processes.

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Tags: Digital Transformation, Digital Disruption, FinTech

Bank Account Number Portability – Part 1
LinkedIn
December 07, 2016
The financial and banking sector in India is seeing a lot of reforms and changes to take the banking system up to the global standards, and in many cases surpass them. As a part of these changes, the banking sector in India is ready to move towards the account number portability, as per the deputy governor of Reserve Bank of India, S.S. Mundra.

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Tags: FinTech

Bank Account Portability - Part 1
LinkedIn
December 06, 2016
The financial and banking sector in India is seeing a lot of reforms and changes to take the banking system up to the global standards, and in many cases surpass them. As a part of these changes, the banking sector in India is ready to move towards the account number portability, as per the deputy governor of Reserve Bank of India, S.S. Mundra.

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Tags: FinTech

5 Ideas For Using Infographics To Teach Classic Literature
LinkedIn
June 15, 2016
Reprinting this article by Dawn Casey-Rowe from www.teachthought.com that provides interesting persp3ctives on how astute use of infographics can increase the love for literature

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Tags: Leadership

Vacancies, Vacancies Everywhere: Why The Government Can't Attract The Right Talent
Huffington Post
March 04, 2016
Article in the Huffington Post India

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Tags: Digital Transformation, GovTech, Culture

mLearning: The Chance To Enhance Education In Developing Nations
elearningindustry.com
January 30, 2016
Article in eLearning Magazine

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Tags: Digital Transformation, Startups, EdTech

Distance Learning: Still A Distant Possibility?
elearningindustry.com
January 17, 2016
The model of the future seems to be a hybrid of what we have been used in terms of the classical approach to teaching on the one side and then a bouquet of learning options across various media and devices that be a woven together to create a composite whole.

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Tags: Sustainability, EdTech

Beyond the Great (Fire) Wall of China
CIO Review
December 15, 2015
The Golden Shield Project, or the GFW (Greater China Firewall) was put in place to regulate internet traffic and it blocks upwards of 90 percent, which translates into more than 2500 sites including the likes of Facebook and Twitter. Loading a non-China hosted web site takes 10-15 seconds more than if it would have been hosted in-country. It is very common for end-users in China to see a 30-second Web page load time for a page that loads in 3 seconds in the UK or Paris. This renders the website or web application unusable. Methods employed by GFW to manage content include DNS blocking, Connection phasing, URL keyword blocking and page content scanning.

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Tags: Digital Transformation, Retail

Only "Selfish CSR" is sustainable
LinkedIn
July 09, 2015
If the "C"in CSR stands for Corporate, then why should we not follow all corporate practices in the process of executing on social responsibility. Should CSR be unrelated to corporate activity? Why can it not be with selfish interest and with a motive of maximizing gain (albeit not always monetary gain) like all good capitalist logic dictates.

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Tags: Sustainability, Culture, CSR

2 Books
The AI Book: The Artificial Intelligence Handbook for Investors, Entrepreneurs and FinTech Visionaries
Wiley
June 29, 2020
Written by prominent thought leaders in the global fintech space, The AI Book aggregates diverse expertise into a single, informative volume and explains what artificial intelligence really means and how it can be used across financial services today. Key industry developments are explained in detail, and critical insights from cutting-edge practitioners offer first-hand information and lessons learned.

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Tags: AI, Big Data, FinTech

The Paytech Book
Wiley
February 01, 2019
The Paytech Technology Handbook for Investors, Entrepreneurs and Fintech Visionaries

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Tags: Blockchain, Cryptocurrency, FinTech

1 Book Chapter
Fintech Trends 2020
Fintech Circle
February 04, 2020
My views on the future of our industry are included in the Fintech Trends 2020 report by @FINTECH Circle Institute and @FINTECH Circle

Get the latest insights and analysis of what trends we expect to see over the next year: https://fintechcircle.com/fintech-trends-2020/

#finserv #fintech #regtech #legaltech #paytech

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Tags: Digital Disruption, FinTech, InsurTech

2 Entrepreneur in Residences
Ambassador for Uniris
https://uniris.io/
July 12, 2019
Advocacy for a fairly unique blockchain solution from Uniris

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Tags: Blockchain, Cryptocurrency, Emerging Technology

Curator and Ideator
Ideaearth
May 01, 2019

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Tags: Design Thinking, Digital Disruption, Emerging Technology

2 Industry Council Members
Member
World Economic Forum
June 01, 2020
Member of the World Economic Forum

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Tags: Climate Change, Digital Disruption, Innovation

Council Member and Contributor
Forbes Technology Council
June 01, 2020
Member of the Forbes Technology Council

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Tags: AI, Blockchain, Digital Transformation

4 Influencer Awards
The 100 Most Influential People In AI
AI Newsletter
January 21, 2021
Those who know artificial intelligence (AI) only from science fiction were probably surprised by this Guardian op-ed written by the AI GPT-3.

“Artificial intelligence will not destroy humans,” it says. “Believe me.”

Whether or not you find this reassuring, AI is now integrated into our daily lives. For example, Siri, Amazon, and Facebook rely on narrow (or weak) AI, focused on specific tasks.

General (or strong) AI can do much more, and AI experts now predict that a general AI rivaling or exceeding human intelligence is on its way. Even if we never reach this ‘singularity,’ AI will change how we do business, learn, drive, and even create.

To help you keep up with these developments, we’ve compiled a diverse list of researchers, business leaders, entrepreneurs, and journalists who bring unique perspectives on AI.

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Tags: AI

Top 200 Blockchain Influencers And Authors
Open Business Council
June 09, 2020
Top 200 Blockchain Influencers And Authors offers a holistic overview research list of the most important and influential authors, influencers, makers, creators in the blockchain world!

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Tags: Blockchain

Top 25 #AI #Influencers to follow on @Twitter by 2019
AI Time Journal
December 04, 2019
With Artificial Intelligence playing a central role in the era of digital transformation, sharing information and knowledge about the advancements and the opportunities brought by AI is becoming crucial.
The influencers presented in this list are actively sharing information and knowledge about AI and disruptive technologies. They are the co-founders of AI ventures, machine learning professors, data scientists, and tech and digital transformation leaders.

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Tags: Analytics, AI, Predictive Analytics

AI Influencer
Rise Global
June 13, 2019
In the Top 50 AI Influencers list from Rise Global

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Tags: Analytics, AI, Big Data

5 Keynotes
TEDx Talk by Samiran Ghosh - Is Eternal Life Possible
YouTube
September 04, 2020
I revisited my TEDx Talk very recently and realized how relevant it was to the new world in transition. All of us seem to be redefining our lives and I thought - why not add some sub-titles and upload a Ver 2.0 of this talk. We all seem to be a new version of ourselves (or at least trying to figure out one).

A big challenge with these talks is not being able to choose one's subject but work with the one provided  -  and an abstract one at that. Further, working with Microsoft at that point in time also had its challenges  -  adopting any position on the future of technology would be grounds for disqualification.

At the same time, the expectation was that there would be some unique and thought-provoking insights leveraging my experience. I chose to interpret 'Coming Back to Life' in as many ways as I could  - eternal life,  another life, a second life, a better life, the life you always wanted to live. But to be able to speak with conviction, I had to speak on something close to my heart." That's how my favorite comic characters, movies, and my golden labrador, Toffee found their way into the talk - along with their unique philosophies!

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Tags: Digital Transformation, Leadership

Digital Transformation Case Studies
Self
September 10, 2018

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Tags: Digital Disruption, Digital Transformation, Innovation

Digital Platform Roadmap: Setting a course for Transformation
GE
December 07, 2017
Keynote at GE Tech Talks event on #Digital Platform Roadmap: Setting a course for Transformation

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Tags: Digital Disruption, Digital Transformation, Emerging Technology

Fiinancial Inclusion 2.0 aided by Mobility
Dun & Bradstreet
November 27, 2017

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Tags: Digital Transformation, Mobility, FinTech, Diversity and Inclusion

Automation as a productivity lever for enterprises
Dun & Bradstreet
October 23, 2017

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Tags: Digital Transformation, Future of Work, Innovation

4 Media Interviews
‘Technology Laggards’: 14 Important Lessons They Can Teach Tech Leaders
Forbes
July 23, 2020
“Technology laggards” are late adopters of technology tools—the last holdouts in adopting a new tech gadget or solution. They’re often skeptical of innovation and may even have an aversion to change.

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Tags: Digital Transformation, Innovation

Accelerating towards a more inclusive society with AI and Blockchain
World Economic Forum
July 03, 2020
The Fourth Industrial Revolution , normally characterized by the utilization of new technologies such as artificial intelligence, 3D printing, blockchain , Internet of Things, 5G among others — has ushered in a new era of economic disruption with uncertain socio-economic consequences, especially for the Global South.

Samiran Ghosh has worked at the intersection of Artificial Intelligence and Blockchain, especially in the context of the global south. As the Chief Digital Advisor at Microsoft, he worked on platforms like the Connected Vehicle, Digital Agriculture and Smart Cities. These initiatives all had undercurrents of massive societal impact. Most recently, at Aadhaar, he helped develop the Application Authentication Framework which allows key stakeholders to engage with each other in the UIDAI ecosystem. He is a regular contributor in leading journals,and a guest lecturer in various Indian universities.

Given his expertise, I interviewed him to find out a bit more about the role technologies such as Artificial Intelligence and Blockchain can play to enhance and leapfrog communities, as well as the societal issues they can create.

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Tags: AI, Blockchain, Smart Cities

Managing In-House Teams in APAC
APAC CIO Outlook
June 14, 2016
Interview carried in the APAC CIO Outlook magazine

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Tags: Culture, Emerging Technology, Management

CIO Wall
CIO Section for Economic Times
September 23, 2014
Interview in ETCIO Online Magazine

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Tags: Cloud, Management, Risk Management

1 Miscellaneous
Intelligent Automation
Self Published
October 14, 2020
Learn how to harness Artificial Intelligence to boost business & make our world more human

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Tags: AI, Innovation, RPA

2 Panels
Digital Transformation Best Practices
S P Jain IT Conclave
February 03, 2017

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Tags: Change Management, Digital Disruption, Digital Transformation

Data Science Panel Discussion
IIT Delhi
August 14, 2015
At a panel discussion at IIT-Delhi #analytics #bigdata #datascience

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Tags: AI, Analytics, Big Data

26 Podcasts
The Good, The Bad and the Fun We Had (in Season 2)
Bingepods
October 31, 2022
3 Techies Banter operates at the top of the Maslow Hierarchy. Why do we claim that? Well. Who else laughs at their own jokes without a care in the world. And believe us when we say tech jokes are tough to come by .

We are very high on self-esteem and love our show. Stands to reason, really. If we don't like our podcast, how can we expect others to?

We have had loads of fun making this season . And since listenership has grown, we can hazard a guess that you have too. Write in your suggestion for an even more fun-filled Season 3 at 3TB@unblox.com.

And now for the season finale paradox. Consider a situation where Pinocchio says, "My nose grows now". What happens next? 

The nose grows. That means he's speaking the truth, so his nose shouldn't grow. But,  his nose grows only when he lies. 
The nose doesn't grow. That means he's lying, and his nose should grow, but it doesn't.

That should keep you guys intrigued till we are back. SOON.

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Tags: Blockchain, Cryptocurrency, Metaverse

Our Intelligent Ancestors and the "Not So' Intelligent us
Bingepods
October 03, 2022
A lot of people question if one person wrote the Mahabharata. Maybe, Maybe Not. But the critical question is whether something so complex can ever be written in the modern era irrespective of the number of people used. For those amazed by the Lord of the Rings and Game of Thrones, remember that the Mahabharata is roughly 7X the length of the Iliad and Odyssey combined and 15X the length of the Christian Bible.

Amish conducted a pop quiz, asking us the number of Indian manuscripts in existence. We failed miserably. And the number is astounding, especially when we compare it with other ancient civilisations and realise that 95% of these manuscripts are waiting to be deciphered.

Imagine the wealth of knowledge just waiting to be rediscovered. That could be the tech project of the century. Any takers?

Send us your feedback at 3TB@unblox.com. 

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Tags: Culture, Innovation, Open Innovation

ABBA, 9 Evenings and the Cuckoo Clock
Bingepods
September 15, 2022
The oldest written melody is the Hurrian Hymn Number 6, from around 1400 BC. Closer home, Indian classical music is one of the oldest unbroken musical traditions in the world. Its origin can be traced to recitations of Vedic scriptures, i.e. 6000 years ago.

Similarly, the history of art extends from prehistoric cave paintings thru Byzantine, Baroque, Impressionism, Cubism, and Surrealism to modern Pop art and Minimalism. The Indus Valley probably marks the recorded start of Indian Art. That is quite a mouthful .

Enter Tech. Quite simply, tech allows AUM to all - access, understand and monetise opportunities. And this is the driving engine of the much-talked-about creator economy. Hence the need for the episode - the mystery of its name is in the episode.

And so is an exciting contest with some fun giveaways for our loyal listeners . Those interested, please follow the instructions and write to us at 3TB@unblox.com.

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Tags: AR/VR, EdTech, Innovation

Modern OTT - a land grab in Zombieland
Bingepods
August 23, 2022
Did you know that the average human attention span is just 8.25 seconds? (Shorter than a goldfish). That is a 25% drop between 2000 and 2015. We are a hyper-distracted lot. 

At the office, we check our email inbox 11 times an hour.
We pick up our phone more than 1,500 times weekly, once every 5.5 mins.
The average time we watch an internet video is 2.7 minutes.
But OTT consumption is spiralling; we consume 38 hours of content every month (equal to a work week). The market is booming; the platforms are losing money - all 10,000.

The reason for this is consumer nirvana. Too much choice, too much control and no lock-in, to name just a few. Did you get your daily recommendation of the "not to miss shows" on an OTT platform? Did you watch it or get overwhelmed by all the recommendations and spend that hour you had kept for watching just surfing on all the platforms? Well, the sticky bum syndrome of cinema does not hold you in place for OTT

In this episode, we chat with Keertan Adyanthaya, ex-Disney, ex-Fox, ex-Star, ex-MTV, and X-Man (just kidding ) to get to the bottom of all this.

Do listen to this episode. Write in with your feedback to 3TB@unblox.com.

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Tags: Digital Disruption, Innovation, Mergers and Acquisitions

India@75: A Tryst with Technology
Bingepods
August 15, 2022
India is home to 105 unicorns with a total valuation of $ 338.50 B; 19 of these were added to date in 2022. In contrast, France created one unicorn in the last 2 years. Despite this euphoria, we do not fully understand or appreciate the far-reaching impact of the tech industry on India's development march.

Apart from being a $200B industry ($178B exports), tech changed the fabric of the nation:

Diversity and inclusion - 5M direct employees, 1.8M of whom are women
Transparency - first to adopt GAAP reporting; setting corporate governance standards
Inclusive Growth - beyond 11 metros to tier 2, 3 and 4 towns
Public Digital Infrastructure - Aadhaar, UPI, Co-Win, ONDC, Passport Seva, GST

Harish Mehta, one of the band of mavericks who built this industry, joins us in this episode to give us some fantastic insights. Do write in with your feedback to 3TB@unblox.com.

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Tags: Digital Transformation, Entrepreneurship, Startups

Anhoni ko honi kar dein, honi ko anhoni Ek jagah jama hon teeno ONDC Aadhaar UPI
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July 02, 2022
Roti, Kapda aur Makaan, The Three Musketeers, the 3 Little Pigs and 3 Idiots are just a few of the many good things that come in threes. And this phenomenon has been used to express some of history's most powerful ideas as well.
“Veni, Vidi, Vici.” (“I came, I saw, I conquered”) Julius Caesa

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Tags: Digital Transformation, Emerging Technology, Innovation

UPI - Bade Bade Deshon Mein Aaisi Choti Choti Baatein ... Hoti Rehti Hai
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June 25, 2022
Nothing like a spot of nostalgic DDLJ to get you all warm and fuzzy. And if you ever think nobody cares whether you're alive, try missing a couple of payments. 

India has made the world of digital payments look like “choti baatein” (translates to "no big deal really") but did you know that in

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Tags: Digital Transformation, Emerging Technology, Innovation

Katappa ne Bahubali ko Kyon Mara - No Aadhaar?
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June 17, 2022
That got your attention, didn’t it

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Tags: Digital Transformation, Emerging Technology, Innovation

Ridiculam Quaestiones
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June 15, 2022
Ridiculam Quaestiones - that is us casting a super Harry Potter spell that will hold you spellbound as we reveal some mind-twisting possibilities.

But honestly - it only means funny questions in Latin. And adequately captures what we like to do - tickle your intellect, make you research areas of in

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Tags: Digital Transformation, Emerging Technology, Innovation

3TB Season 2 Trailer
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June 09, 2022
Since Top Gun is the flavour of the month and is also the flavour of sequels, we will shamelessly reuse an analogy from there.

Commander Mike Metcalf - call sign "Viper." says this to the class - "Gentlemen, you are the top 1% of all naval aviators - the elite, the BEST of the best. We'll make you

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Tags: Digital Transformation, Emerging Technology, Innovation

Cats, Toast, Lifebuoy and Tech
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April 01, 2022
People who inhabit the tech world do odd things. Take everyone's favourite tech company Apple for example. Did you know that when you agree to the T&Cs for iTunes, you agree not to use it to make nuclear or chemical weapons? Or the rumoured conditions where the warranty of your Apple computer is voi

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Tags: Digital Transformation, Emerging Technology, Innovation

Tech that makes Elections Tick
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March 18, 2022
Mark Twain humorously (we hope) said, "If voting made any difference, they wouldn't let us do it." While that does sound terribly discouraging, we can only counteract that with George Jean Nathan, who said, "Bad officials are the ones elected by good citizens who do not vote".

Elections are importa

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Tags: Digital Transformation, Emerging Technology, Innovation

Man Smart (Woman Smarter)
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March 08, 2022
This song, composed and recorded by Normal Span (King Radio) 1936, is aptly the title of our Women's Day Special episode. Many a crooner has rendered this song in their voice -  from Joan Baez to Harry Belafonte to the Carpenters, Robert Palmer and even the Grateful Dead.

In this podcast, the wome

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Tags: Digital Transformation, Emerging Technology, Innovation

How Young is Old in Tech: Part 2
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March 04, 2022
Press F to Pay Respects - have you seen your kids, younger colleagues or anyone in your sphere of influence using this. Kids today use it in various ways, including in times of grief, such as during the recent Jacksonville shooting tribute stream. 

But do you know where it originated? Permit us to

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Tags: Digital Transformation, Emerging Technology, Innovation

How Young is Old in Tech?
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February 25, 2022
Do you understand what "no cap', "sus", "bop", or "slaps" mean? If you are making a mad scramble for Google right now, the chances are that you are not in the same lingo generation as the kids of today. Rest easy. That goes for most people over 25 (you read that right).

So we thought it would be fu

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Tags: Digital Transformation, Emerging Technology, Innovation

ESG - Every Small Gesture - Counts
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February 18, 2022
Greenwashing (do look that up) might sound like a bad thing - but to us, it is a big thumbs up for ESG. And so does lack of transparency and sloppy metrics. What it actually means is 
Investors wouldn’t care about metrics or transparency unless they were using it to invest - a good thing.
Someone

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Tags: Digital Transformation, Emerging Technology, Innovation

Who Let the AI Out?
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February 11, 2022
Before we fix Ethics in AI, we should solve for natural stupidity in humans. Guess it cannot be done! :-). And that is precisely why AI cannot be "Ethical". Ethics is really in the "it depends" realm.  However, what it can be is responsible. And the guidelines for that responsible behaviour need to

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Tags: Digital Transformation, Emerging Technology, Innovation

Can Intelligence be Artificial?
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February 04, 2022
Why have machines not replaced humans yet? Is AI as we know it today AI, or is it only Super Excel - but that would make it a detergent :-). Is AI just that incredible piece of marketing, or will it be the cure to world hunger? In this episode, we explore AI and tell you why every Hollywood story on

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Tags: Digital Transformation, Emerging Technology, Innovation

Unbloxing Trends 2022
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January 28, 2022
Scientifically speaking, speed, acceleration, velocity, and momentum are entirely different concepts. In this episode, we look at trending technologies through all these lenses.

If that gets you to look up these definitions, we will take it as a win for the episode :-)

Please Record Your Question

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Tags: Digital Transformation, Emerging Technology, Innovation

Fin vs Tech - who will win the Fintech war?
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January 21, 2022
More than 35% of consumers say a fintech firm is their most trusted financial services brand – with those numbers even higher among Gen Z and millennials. We look at what is driving this frenzy where 1 in every 5 VC dollars is going to fintech which boasts of 157 unicorns. Is it financial innovati

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Tags: Digital Transformation, Emerging Technology, Innovation

Cryptos- can we trust ourselves to self-regulate?
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January 14, 2022
In this episode, we look at the need and value of regulations in the world of crypto. Currently, the crypto market seems to be a mix of greed and speculation with the potential to hurt investors in the long term - hence the need to regulate. And historically we have never been able to self-regulate

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Tags: Blockchain, Cryptocurrency, Emerging Technology

Cryptocurrency : Is Nirmala watching?
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January 07, 2022
This week the creators of unblox continue the blockchain theme and delve into its native use case – Cryptocurrency. The episode also decodes the world outside bitcoin; topics like different kinds of tokens, exchanges, NFTs, crypto as an asset class and more.

Stay tuned for next week's episode, wh

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Tags: Blockchain, Cryptocurrency, Innovation

Unbloxing the Blockchain
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December 31, 2021
The Creators of unblox are back this week to unblox the blockchain. Listen to this episode,  to explore trending topics like Blockchain, Crypto and of course NFT's

Stay tuned for next week's episode, which explores the nuances of Cryptocurrency, crypto as an asset class and more. And don't forget

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Tags: Blockchain, Cryptocurrency, Emerging Technology

Jai Meta Di
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December 24, 2021
What's this buzz around "Meta verse". Well you will find it all in this episode of #3TB. Join us in today's discussion on the topic "Jai Meta Di" aka "Meta Verse".

Don't forget to Subscribe the show as our next episode will be filled with super fun and compelling insights on "Blockchain". 

 

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Tags: Digital Transformation, Emerging Technology, Innovation

Data Privacy & Surveillance Capitalism
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December 14, 2021
Welcome to #3TB, In the first episode, Our techies discusses the topic "Data Privacy & Surveillance Capitalism". Tune in to find out, What's GDPR, Is data privacy good or bad? The fun and dark side of Siri and Alexa & lot more. 

Don't forget to Subscribe the show wherever you're listening to this

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Tags: Digital Transformation, Emerging Technology, Innovation

Introducing the "Techies"
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December 13, 2021

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Tags: Digital Transformation, Emerging Technology, Innovation

5 Quotes
12 Skills Tech Teams Will Need To Cover As AI Use Expands
Forbes
October 27, 2020
In recent years, artificial intelligence use has exploded in business and industry, from data analysis to customer communication. Many of the new and expanding AI applications coming online require support from tech staff with specialized skills, and tech teams will need to ensure they have these experts on staff if they’re to keep up.

Below, 12 members of Forbes Technology Council weigh in on the skills that tech teams should prioritize to remain relevant as AI continues to revolutionize the marketplace.

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Tags: AI

12 Tech Leaders On The Biggest Challenges Facing Their Industry
Forbes
September 03, 2020
Budgets, talent pipelines, cyberthreats—there’s no shortage of challenges facing tech leaders and their teams now and in the near future. And as the pandemic has shown, tech leaders and their teams are often called on to provide needed solutions for industries and communities at the drop of a hat.

However, as most tech professionals know, it’s not always about having all the answers, it’s about prioritizing the most pressing issues. Below, 12 tech industry leaders from Forbes Technology Council discuss the most pressing challenges that tech leaders and their teams face today and in the near future.

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Tags: Digital Disruption

14 Smart Ways To Keep Your Dev And Sales Teams On The Same Page
Forbes
September 01, 2020
In a tech company, the people selling your product usually aren’t the same ones who developed it. Your sales numbers and customer retention can significantly decline if the members of your sales team don’t fully understand your product’s capabilities and functionality. They may under-promote it, leaving out key details that could close the deal, or make unrealistic promises about the product, leaving new customers disappointed and more likely to move on.

As a tech leader, you need to do your part to keep your company’s IT and sales teams on the same page. Here’s how the members of Forbes Technology Council recommend encouraging greater collaboration between these two departments.

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Tags: Sales

Tech Pros: Boost Your Skills With These 14 Resources
Forbes
July 27, 2020
In the era of social distancing and remote work, those who no longer have travel plans and daily commutes find themselves with extra time on their hands. Many are taking this time to learn new professional skills and brush up old ones. But what are the best resources for tech pros looking for educational content?

We asked 14 members of Forbes Technology Council which online (and offline) resources they recommend other tech pros tap into. Try their recommendations if you’re interested in professional development during your downtime.

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Tags: EdTech

‘Technology Laggards’: 14 Important Lessons They Can Teach Tech Leaders
Forbes
July 23, 2020
“Technology laggards” are late adopters of technology tools—the last holdouts in adopting a new tech gadget or solution. They’re often skeptical of innovation and may even have an aversion to change.

It may seem like these individuals simply hold back the innovation process, but they can play a critical role in pushing technology forward. That’s why we asked Forbes Technology Council members why “laggards” are important to innovation and what tech leaders can learn from them.

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Tags: Design Thinking, Digital Transformation, Innovation

1 Speaking Engagement
Is eternal life a reality? Some would say Yes.
TEDx
August 20, 2018
Samiran Ghosh talks about how technology is taking us towards eternal life. And how things that we see in theory might turn to reality , as it has been becoming lately. He also emphasis on the way people take their lives into finding the meaning and definition of it.

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Tags: Emerging Technology, Open Innovation

6 Videos
The Risks and Benefits of Using AI in Your Customer Journey
The AI Journal
December 03, 2020
Panel Session - The Risks and Benefits of Using AI in Your Customer Journey - Moderated by Richard Foster-Fletcher, Founder at NeuralPath.io, Chair at MKAI & Host at Boundless Podcast, Riham Satti, Founder of MeVitae, Samiran Ghosh, Council Member & Contributor at Forbes Technology Council, and Edosa Odaro, Chief Business Officer at Theory+Practice

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Tags: AI, Customer Experience, Customer Loyalty

AI and Ethics
Forbes Technology Council
October 23, 2020
My take on where AI and Ethics is headed

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Tags: AI

3D Printing
Humminglive
June 24, 2019

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Tags: Digital Disruption, Emerging Technology, Innovation

Agritech
Humminglive
June 18, 2019

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Tags: AI, IoT, Predictive Analytics

Smart Cities
Humminglive
June 11, 2019

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Tags: Digital Transformation, IoT, Smart Cities

AI in Recruitment
Humminglive
May 09, 2019

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Tags: AI, Digital Disruption, Future of Work

4 Visiting Lecturers
Digital Transformation Case Studies
INSEAD
September 18, 2018
Lecture to a class at INSEAD Singapore

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Tags: AR/VR, Digital Disruption, Emerging Technology

Managing IT across APAC
IIM-Lucknow
November 01, 2015
Addressed ISACA chapter @IIML on interesting facets of #apac it management

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Tags: Change Management, Digital Transformation, Management

Prevalence of Shadow IT
IIM Indore
September 09, 2015
Spoke @iimi on #ShadowIT as an #trend with 50% of #itspend coming from non-IT depts.

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Tags: Emerging Technology, Management, Risk Management

Business Data Quality and Analytics
IIT Mumbai
September 07, 2015
Session with @SJMSoM students on .@DnBUS business, data quality and #analytics

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Tags: Analytics, Digital Disruption

1 Webinar
WHY AI CONTINUES TO FAIL AT VALUE-LADEN DECISION MAKING
Boundless Podcast
July 15, 2020
“With AI on a global scale, certain developing nations could leverage the ‘leapfrog effect’. This can occur when a late technological entrant has the two distinct advantages of learning from first movers and of not living with legacy.” Samiran Ghosh

️ This is a conversation with Samiran Ghosh. Samiran has held leadership roles with IBM, Microsoft and McKinsey and he’s worked on the world's largest digital identity program. Samiran has authored chapters on blockchain and AI in books published by Wiley and is a TEDx speaker and Forbes Tech Council member.

In this episode, Samiran talks about:
1.) why embedding ethics and morality in machines is so difficult despite having a thousand years of common law
2.) whether it’s fair that we hold AI decision making to higher standards than human decision making
3.) how difficult it is to ever say whether technology is doing good or bad.

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Tags: AI, Autonomous Vehicles, Blockchain

3 Whitepapers
Cryptocurrency
Uniris
December 09, 2019
What if technology could finally simplify your daily life without jeopardizing your security? What if you were told that you already have this technology? Uniris promise is to provide access to all technologies with a simple touch of your finger while protecting your identity. The Uniris team has developed an ultra-secure and tamper-proof technology that is as secure as a chip of a Bank card. It allows you to replace any password, key or other authentication device by simply reading inside your fingers.

To operate on a global human scale without control or intervention of any person, company or state, this "open source" technology is based on a new generation network called "Blockchain". To achieve the scale and adoption we improved the blockchain technology so that it can replace any application or service: open your car or home door, identify yourself or pay online without risk to your data or goods, always have your medical record accessible yet protected ... This technology just works from the very first use regardless of where you are.

To function and reward people who host a network server (miner), a Blockchain is built around a cryptocurrency (UCO in the case of Uniris). This currency is created at the start of the project to finance all developments thus making each investor, a real participant in the construction of this New World from the very first moment of inception.

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Tags: Blockchain, Cryptocurrency, Emerging Technology

A Truly Decentralized and Limitless Network
https://uniris.io/
September 09, 2019
Cryptocurrency economy introduced a disruptive way to invest & protect assets, irrespective of government or regulatory instability. Yet it remains a promise to be delivered. Uniris aims to deliver that promise of secure, scalable, decentralized World. After 4 years of research, Uniris introduces ARCH consensus that provides 10-9 risk of fraud even at 90% malicious network activity unlike dBFT, dPoS or DAG. Similarly, even after a decade of mathematically proven trust of blockchains, mass adoption remains a pipe dream. Uniris brings mass adoption by providing the missing link of Human/Computer interaction by using a tamper-proof biometric authentication inside a new blockchain ecosystem - truly decentralized and designed to survive for centuries.

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Tags: Blockchain, Cryptocurrency, Emerging Technology

A Truly Decentralized and Limitless Network
https://uniris.io/
August 12, 2019
In the following document and through four successive publications, we present the Uniris solution and how its blockchain provides a counterpoint to every single weakness of current blockchains – provides a decentralized and interoperable identity for every use-case – supports millions of transactions per second avoiding known security breaches – provides a governance integrating the community as a whole and, finally, offers the prospect of a tamper-proof, universal and risk-free human-machine interaction system.

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Tags: Blockchain, Cryptocurrency, Cybersecurity

Radar

1 Trend
How AI Is Learning to Identify Toxic Online Content

Date : February 10, 2021

The prevalence of hateful or offensive language online has been growing rapidly in recent years, and the problem is now rampant. In some cases, toxic comments online have even resulted in real life violence, from religious nationalism in Myanmar to neo-Nazi propaganda in the U.S. Social media platforms, relying on thousands of human reviewers, are struggling to moderate the ever-increasing volume of harmful content.

In 2019, it was reported that Facebook moderators are at risk of suffering from PTSD as a result of repeated exposure to such distressing content. Outsourcing this work to machine learning can help manage the rising volumes of harmful content, while limiting human exposure to it. Indeed, many tech giants have been incorporating algorithms into their content moderation for years.

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3 Predictions
2023 Predictions for Cryptocurrency & NFTs

Date : October 26, 2022

2023 will be the year of sustainable energy efficient blockchains that will allow creation of scalable enterprise grade apps.
This will pave the way for greater adoption in secure metaverse solutions where crypto and NFTs will promote digital identity, trust and an acceptable medium of value exchange.
Cryptos will break out of their speculative legacy and address their true underlying purpose - that of providing a viable financial alternative to the un-included.
They will find their way back into UHNI portfolios as well.
And NFTs will bring order to various unstructured and informal markets by allowing individual reputation to be verifiable, immutable and monetizable.
Regulated marketplaces for NFTs will emerge.

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2022 Predictions for FinTech

Date : November 09, 2021

Outside of the number of unicorns and unlimited funds flowing to anything remotely sounding like a FinTech, I see the growth of this class of startups as a unique opportunity to further the cause of financial inclusion profitably. Financial tech and innovation will make this a more inclusive and empowered world by enabling the flow of money to and from the remotest corners of the planet. And I see that happening more vigorously in 2022 and beyond as the world tentatively steps out of the shadow of the pandemic.

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2022 Predictions for Artificial Intelligence

Date : October 24, 2021

AI adoption will be the prime focus for top vendors. To that end, I see a move to DIY AI tools and many more SaaS offerings in the marketplace. Even Big-Tech will try and make their complex AI suites more self-service friendly to enable faster and easier implementations with clients. Overall, much more depth and breadth in the AI ecosystem in the coming year.

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Blog

Opportunities

1 Business
Digital Strategy and Implementation

Location: Mumbai, India. Available for t    Date Available: July 15th, 2019     Fees: Negotiable

Submission Date: July 03rd, 2019     Service Type: Service Offered

Have worked in the CIO Office at IBM and as the CIO for APAC for Dun & Bradstreet where I successfully led large transformation programs

In my roles as a truster advisor at IBM, Microsoft and McKinsey, have partnered with CXOs to transform their customer engagement, employee experience, business model and operations by
- Reimagining and envisioning their digital transformation journeys
- Enabling them to rapidly experiment with new use cases / technologies like Mixed Reality, Connected Vehicles, Blockchain, BOTs, IOT and AI


Have the added advantage of having served on the buy and sell side of the technology landscape.

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