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Yoshiyuki Oba

SME-focused Fintech Angel, Accelerator, Evangelist at freelancer

Johor Bahru, Malaysia


Formula of past 30 years career in Japan & 14 emerging countries:
CreatingSME-friendlyEcosystems = {SME financial architecture, fintech, frontier markets intelligence}
Worked at Japan Finance Corporation, Mitsubishi UFJ Research & Consulting, Tokyo Small & Medium Business Investment & Consultation, Crossborder Japan, and Japan Economic Research Institute

Vision: Enhance SMEs' 'Ambient Banking' globally
Role: SME-focused Fintech Angel, Accelerator, Evangelist (London, New York, Dubai, Tallinn)
Partner & Business Angel at REDangels (a Portugal-based angle investors' group)

Academic background:
Certificate of Data Analysis, University of Cap Town, ZA (Jun 2018)
Certificate of AI: Implementations for Business Strategy, MIT Sloan School of Management, US (Apr 2018)
Certificate of Fintech, University of Oxford Said Business School, UK (Dec 2017)
Executive MBA, Aalto University, Finland (Dec 2016)
Bachelor of Laws, Niigata University, Japan (Mar 1990)

Available For: Authoring, Consulting, Influencing, Speaking
Travels From: Johor Bahru, Malaysia
Speaking Topics: Digital SME Banking Strategies in Emerging Markets

Yoshiyuki ObaPoints

Points based upon Thinkers360 patent-pending algorithm.

Thought Leader Profile

Portfolio Mix

Company Information

Company Type: Individual

Areas of Expertise

AI 30.89
Business Strategy 43.56
Digital Transformation 30.54
Entrepreneurship 45.94
Fintech 31.70
Future of Work 30.12
Management 38.60
Marketing 30.24
Risk Management 31.57
Social 41.04
Sustainability 59.17
Change Management 30.56

Industry Experience

Financial Services & Banking
Professional Services


5 Article/Blogs
LIMO Life & Money
October 14, 2019
Has contributed 36 articles (as of 31 October 2019) for LIMO Life & Money

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Tags: Fintech, Future of Work, Entrepreneurship

Information from Myanmar: Essence of Japanese SMEs’ Failures in Overseas Business Strategy
Japan Economic Research Institute
January 31, 2017
Contributed for JERI Monthly Report: May, August, November 2016, and February 2017.

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Tags: Change Management, Risk Management, Business Strategy

Information from Malaysia: The Reality of Malaysia
Japan Economic Research Institute
December 31, 2015
Contributed for JERI Monthly Report: April, July, October 2015, and January 2016.

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Tags: Business Strategy, Change Management, Risk Management

Biweekly column
Japan Business Press
April 27, 2015
Contributed 45 articles for JBpress: February – December 2012, April 2014 – April 2015.

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Tags: Business Strategy, Marketing, Risk Management

Emerging Asia Platform 2009 for Business Leaders - How to make the most use of the growth of emerging Asia for Japanese companies’ growth
Japan Economic Research Institute
December 31, 2009
Contributed 13 articles for JERI Monthly Report January 2009 – January 2010.

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Tags: Management, Risk Management, Business Strategy

2 Books
The Art of Managing Middle - Medium-sized Business Management and Its Ecosystem in Long-run Stagnation
Lulu Publishing Services, New York
March 21, 2017

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Tags: Management, Entrepreneurship, Business Strategy

Vietnam's SMEs and Finance, New Era in East Asia and Vietnam's Economy
Bunshindo Publishing Corporation, Tokyo
September 15, 2010

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Tags: Social, Sustainability, Business Strategy

1 Keynote
The Future of Finance - Vietnam
The Asian Banker
January 09, 2019
The two-day event kicked off with a workshop on ‘Building a lending business for Vietnam's digital driven economy’. The workshop was conducted by Yoshiyuki Oba, a globally renowned SME financial architect and fintech accelerator. The workshop addressed the perfect grounding needed, not only to prepare a strategy of how an organisation can leverage, but also provide lending businesses management criteria, techniques and practice.

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Tags: AI, Digital Transformation, Fintech



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Yoshiyuki Oba