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Thinkers360 - Yoshiyuki Oba - Fintech Angel for SME Financial Inclusion at self-employed
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Yoshiyuki Oba

Fintech Angel for SME Financial Inclusion at self-employed

Johor Bahru, Malaysia

Enhancing SME 'Ambient Banking' backed by AI, analytics, cloud, API, blockchain, metaverse, DAO, & ethical bankers

Co-Founder of FINTEGRAM (Miami & Santiago de CL)
Strategic Partner at Ztudium (London)
Co-Founder & Partner, Asia-Pacific at COREangels Pacific (Santiago de CL)
Partner & Accredited Business Angel at REDangels (Aveiro, PT)
Partner at Network VC Syndicate Fund (L.A.) & Network VC DAO
Mentor, Judge, & DAO Member at Stanford AI & Web3 Research Lab (SV)

Ecosystems Belonging:
FinTech Connector (NY), Data Science Central (Newton, MA), Startup.Network (SF), Silicon Valley Syndicate Club (L.A.), SG:D Open Innovation Platform (SG), Accelerating Asia (SG), APEC - Pacific Basin Economic Council (HK), Japan Open-Innovation Network (Tokyo), European Business Angels Network (EBAN; Brussels), Crypto Valley Association (Zug), Coinsbit (Tallinn), Uzcard Ventures FinTech Accelerator (Tashkent), MEA Finance (Dubai), ViKtoria Business Angels Network (Nairobi), Africa Fintech Network (Lagos)

Ranked #30 among Thinkers360's 'Top 50 Global Thought Leaders & Influencers on FinTech' (Nov 2019)
#26 on 'Business Strategy' (Dec 2020)

Work Experience (Apr 1990 - Mar 2018):
Japan Finance Corporation (JFC), Mitsubishi UFJ Research & Consulting (MURC), Tokyo Small & Medium Business Investment & Consultation (SBIC), Crossborder Japan, Japan Economic Research Institute (JERI)

Educational Background:
Executive MBA from Aalto University, former Helsinki School of Economics
Certificate of Fintech programme at Univ. of Oxford Said Business School
Certificate of AI program at MIT Sloan School of Management
BA in Law from Niigata University, Japan

Available For: Advising, Consulting, Influencing, Speaking
Travels From: Johor Bahru, Malaysia
Speaking Topics: Digital SME Banking Strategies in Frontier/Emerging Markets

Yoshiyuki Oba Points
Academic 0
Author 125
Influencer 33
Speaker 10
Entrepreneur 0
Total 168

Points based upon Thinkers360 patent-pending algorithm.

Thought Leader Profile

Portfolio Mix

Company Information

Company Type: Individual
Minimum Project Size: Undisclosed
Average Hourly Rate: Undisclosed
Number of Employees: Undisclosed
Company Founded Date: Undisclosed

Areas of Expertise

Business Strategy 34.87
Entrepreneurship 35.10
FinTech 30.73
Management 33.12
Sustainability 40.29

Industry Experience

Financial Services & Banking
Professional Services


5 Article/Blogs
LIMO Life & Money
October 14, 2019
Has contributed 36 articles (as of 31 October 2019) for LIMO Life & Money

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Tags: FinTech, Future of Work, Entrepreneurship

Information from Myanmar: Essence of Japanese SMEs’ Failures in Overseas Business Strategy
Japan Economic Research Institute
January 31, 2017
Contributed for JERI Monthly Report: May, August, November 2016, and February 2017.

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Tags: Change Management, Risk Management, Business Strategy

Information from Malaysia: The Reality of Malaysia
Japan Economic Research Institute
December 31, 2015
Contributed for JERI Monthly Report: April, July, October 2015, and January 2016.

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Tags: Business Strategy, Change Management, Risk Management

Biweekly column
Japan Business Press
April 27, 2015
Contributed 45 articles for JBpress: February – December 2012, April 2014 – April 2015.

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Tags: Business Strategy, Marketing, Risk Management

Emerging Asia Platform 2009 for Business Leaders - How to make the most use of the growth of emerging Asia for Japanese companies’ growth
Japan Economic Research Institute
December 31, 2009
Contributed 13 articles for JERI Monthly Report January 2009 – January 2010.

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Tags: Management, Risk Management, Business Strategy

2 Books
The Art of Managing Middle - Medium-sized Business Management and Its Ecosystem in Long-run Stagnation
Lulu Publishing Services, New York
March 21, 2017

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Tags: Management, Entrepreneurship, Business Strategy

Vietnam's SMEs and Finance, New Era in East Asia and Vietnam's Economy
Bunshindo Publishing Corporation, Tokyo
September 15, 2010

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Tags: Social, Sustainability, Business Strategy

1 Keynote
The Future of Finance - Vietnam
The Asian Banker
January 09, 2019
The two-day event kicked off with a workshop on ‘Building a lending business for Vietnam's digital driven economy’. The workshop was conducted by Yoshiyuki Oba, a globally renowned SME financial architect and fintech accelerator. The workshop addressed the perfect grounding needed, not only to prepare a strategy of how an organisation can leverage, but also provide lending businesses management criteria, techniques and practice.

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Tags: AI, Digital Transformation, FinTech

Thinkers360 Credentials

5 Badges



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Yoshiyuki Oba