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Kate Shcheglova-Goldfinch

Research affiliate and regulatory innovations consultant at CJBS

London, United Kingdom

I am a regulatory innovations practitioner and consultant with over four years of experience as the Senior Project Manager at the EBRD. My expertise encompasses fintech strategy, digital technologies, and the development of regulatory platforms for local authorities, including central banks. I have managed capacity building, business development, and multi-stakeholder engagement across various regions. My specialisation lies in designing and implementing innovative regulatory and legal frameworks (including regulatory sandboxes).

Currently, I am developing AI ethical principles in finance, a project that began during my studies at Oxford University's Saïd Business School and is now being continued at the Cambridge Centre for Finance, Technology & Regulation. In 2024, I was honoured to be selected as a delegate to UN Women UK (CSW68). I am passionate about launching an AI programme for women to promote a more diverse and equitable AI landscape.

I am committed to lifelong learning and am always eager to acquire new knowledge and stay abreast of the latest industry trends. I hold an MSc in Digital Communications from London Metropolitan University, a certificate in Fintech from Cambridge Judge Business School, certificates in Leadership and AI from Oxford Saïd Business School, a certificate in Generative AI for Decision Makers from AWS, and a certificate in Global Internet Governance from Carnegie Mellon University.

My achievements
• TOP3 UK Banker of the Year’23 (Women in Finance awards series)
• TOP10 Regulatory expert and policy maker’23 (Innovate Finance Women powerlist)
• Top50 Global Fintech influencers (2019) by Thinkers 360
• Top100 Women global thought leaders to follow (2020-2021) by Thinkers 360
•Top50 most powerful Women in fintech by UAFIC (2020-2023)

Available For: Authoring, Consulting, Influencing
Travels From: UA, UK
Speaking Topics: AI governance

Kate Shcheglova-Goldfinch Points
Academic 0
Author 39
Influencer 0
Speaker 0
Entrepreneur 0
Total 39

Points based upon Thinkers360 patent-pending algorithm.

Thought Leader Profile

Portfolio Mix

Company Information

Company Type: Company
Business Unit: Academia
Theatre: UK
Minimum Project Size: N/A
Average Hourly Rate: N/A
Number of Employees: N/A
Company Founded Date: Undisclosed
Media Experience: 21

Areas of Expertise

Agentic AI 30.53
Agile 30.03
AI 30.44
AI Ethics 32.12
AI Governance 30.81
Analytics 30.09
Big Data 30.03
Blockchain 30.05
Cryptocurrency
Data Center 30.04
Digital Disruption
Digital Transformation 30.05
Digital Twins 31.16
Diversity and Inclusion 30.09
Emerging Technology 30.27
Finance 30.19
FinTech 30.18
Future of Work 30.02
Generative AI 31.04
GovTech 30.29
Innovation 30.13
InsurTech
Leadership 30.02
Open Innovation
Robotics 30.75
Startups 30.06

Industry Experience

Federal & Public Sector
Financial Services & Banking
Professional Services

Publications

11 Article/Blogs
Bees Just Gave AI a Masterclass in Learning — And It Might Change Everything
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
July 01, 2025
In the race to make AI smarter, faster, and more human-like, researchers often turn to bigger models, more data, and increased computational power. But what if the next breakthrough isn’t about scaling up — but scaling back?

A new study by the University of Sheffield and Queen Mary University of London, published in eLife, has uncovered a powerful insight: bees use their flight movements to optimise learning and visual recognition. And this may signal a paradigm shift in how we design next-generation artificial intelligence and robotics.

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Tags: AI, Big Data, Robotics

Are we outsourcing our thinking to machines?
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
June 17, 2025
Artificial intelligence is becoming deeply embedded in all areas of life — from work and education to creativity and everyday tasks. Large language models (LLMs) such as ChatGPT offer remarkable tools for rapid information retrieval, content generation, and idea support. But, like any powerful technology, they not only assist — they also reshape how our brain works.

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Tags: AI, Digital Twins, Generative AI

AI Titans at Odds?
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
June 17, 2025
Tensions between OpenAI and Microsoft are boiling over. As OpenAI pushes for independence — and a for-profit future — it’s considering an antitrust complaint against its biggest backer. With $20B in funding and their partnership on the line, this could become one of the most dramatic splits in tech history. AGI, IP rights, and Windsurf are at the heart of the storm.
What if today’s most high-stakes tech showdown wasn’t just a corporate dispute — but an eternal parable about wisdom, power, and the essence of emotional intelligence?

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Tags: AI, Digital Twins, Generative AI

The Human-Machine Accord: Is Industry 5.0 Already Here?
LinkedIn
June 11, 2025
Industrial Revolution 5.0 is not the future. It is the frontier. And we’ve already crossed it.
Inspired by London Tech Week, the London AI Summit, and GTC Paris, this column explores the evolving relationship between humans and intelligent systems — marking the arrival of the Fifth Industrial Revolution.

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Tags: AI, Digital Twins, Emerging Technology

Is Trump Trading Away America’s Tech Future?
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
May 18, 2025
Major deals involving the sale of cutting-edge American AI assets — particularly Nvidia chips — to the UAE and Saudi Arabia have sparked growing unease within the U.S. government. At the heart of the concerns lies the potential erosion of America’s techno-geopolitical edge through the transfer of critical technologies overseas.

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Tags: AI, Emerging Technology, Generative AI

From Steam to Code: Pope Leo XIV Echoes Rerum Novarum in AI Age
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
May 13, 2025
The Church’s first American Pope compares the rise of artificial intelligence to the disruption of the Industrial Revolution, calling for a renewed moral response

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Tags: AI, Digital Transformation, Future of Work

Putting Heart into the Machine
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
May 06, 2025
Navigating Technology with a Human-First Approach

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Tags: AI, Digital Transformation, Leadership

Community-Owned AI 3.0
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
August 08, 2024
My exclusive interview with Nick Havryliak, CEO's and co-founder of the AI startup Assisterr, that recently raised $1.7 million in a pre-seed round.

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Tags: AI, Big Data, Startups

Payments Systems of the Future
linkedin
July 23, 2018
On 1st June, card giant Visa crashed and sparked payment chaos across the UK and Europe. Visa’s statement said “the issue was the result of a hardware failure”, but experts believed a hardware failure could not cause an outage for a company with modern ITinfrastructure. The case once again raised the question of how to build more resilient payment networks, which are sufficiently fault tolerant and possibly decentralised, as existing centralised networks come laden with huge risks.

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Tags: FinTech

‘Financial inclusion is key to every country’s economic growth’
linkedin
July 12, 2018
I caught up with Ian Taylor, VP of Business Development for Europe, Government and Public Sector at Mastercard, within the Finclusion UA Forum by Mastercard in Ukraine, and spoke about the role Mastercard is taking in realising global financial inclusion and how he sees the future of the payment industry.

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Tags: Analytics, Innovation, FinTech, Diversity and Inclusion

SEE YOU AT THE CROSSROAD: Luxembourg is on the rise
linkedin
July 12, 2018
2018 was the second year that The Fintech Times supported the leading annual tech and fintech event in Luxembourg, ICT Spring, as a media partner. Analysing the various exhibitors’ profiles and the intensity of networking this year, we can say that Lux has significantly strengthened its role as the European tech and fintech hub and, not surprisingly, won over some global fintech brands. Among the newcomers was the first Bitcoin exchange, bitFlyer, which has chosen Lux as its third jurisdiction globally, and the first in Europe.

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Tags: Blockchain, FinTech

28 Author Newsletters
AI4Future #28
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
August 12, 2025
Top AI News (11 July-11 August)

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Tags: AI, AI Ethics, AI Governance

AI4Future #27
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
August 12, 2025
Top AI News (5 may-25 May)

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Tags: AI, AI Ethics, AI Governance

AI4Future #26
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
May 06, 2025
Top AI News (21 April-4 May)

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Tags: Agentic AI, AI, Generative AI

AI4Future #25
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
April 21, 2025
Top AI News (1-20 April)

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Tags: Agentic AI, AI, Generative AI

AI4Future #24
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
March 29, 2025
Top AI News (17-30 March)

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Tags: Agentic AI, AI, Generative AI

AI4Future #23
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
March 17, 2025
Top AI News (3-16 March)


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Tags: Agentic AI, AI, Generative AI

AI4Future #22
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
March 03, 2025
Top AI News (17 February-2 March)

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Tags: Agentic AI, AI, Generative AI

AI4Future #21
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
February 16, 2025
Top AI News (3-16 February)

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Tags: Agentic AI, AI, Generative AI

AI4Future #20
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
February 02, 2025
Top AI News (27 January-2 February)

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Tags: Agentic AI, Agile, Generative AI

AI4Future #19
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
January 26, 2025
Top AI News (20-26 January)

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Tags: Agentic AI, AI, Generative AI

AI4Future #18
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
January 19, 2025
Top AI News (13-19 January)

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Tags: Agentic AI, AI, Generative AI

AI4Future #17
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
January 13, 2025
Top AI News (6-12 January)

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Tags: Agentic AI, AI, Generative AI

AI4Future #16
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
December 20, 2024
Top AI News (16-22 December)

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Tags: Agentic AI, AI, FinTech

AI4Future #15
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
December 15, 2024
Top AI News (9-15 December)

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Tags: Agentic AI, AI, Finance

AI4Future #14
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
December 06, 2024
Top AI News (2-8 December)

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Tags: AI, Generative AI, Innovation

AI4Future #13
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
November 07, 2024
Top AI News (28 October-3 November)

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Tags: AI, Emerging Technology, Generative AI

AI4Future #12
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
October 25, 2024
Top AI News (14-25 October)

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Tags: AI, Generative AI, GovTech

AI4Future #11
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
October 17, 2024
Top AI News (7-13 October)

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Tags: AI, Emerging Technology, Generative AI

AI4Future #10
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
October 01, 2024
Top AI News (23-29 September)

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Tags: AI, Generative AI, Innovation

AI4Future #9
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
September 24, 2024
Top AI News (16-22 September)

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Tags: AI, Data Center, Generative AI

AI4Future #8
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
September 17, 2024
Top AI News (9-15 September)

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Tags: AI, Digital Transformation, Generative AI

AI4Future #7
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
September 09, 2024
Top AI News (2-8 September)

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Tags: Analytics, Digital Transformation, Generative AI

AI4FUTURE #6
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
September 02, 2024
Top AI News (26 August-1 September)

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Tags: AI, Generative AI, Innovation

AI4FUTURE #5
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
August 26, 2024
Top AI News (19-25th August)

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Tags: AI, Emerging Technology, Generative AI

AI4FUTURE #4
MSc MBA Research Affiliate at CJBS, regulatory innovations consultant and Freeman of the WCIB
August 19, 2024
Top AI News (12-18th August)

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Tags: AI, Emerging Technology, Generative AI

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