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Richard Turrin

Shanghai, China

Rich Turrin is an international best-selling author and a leading expert on China’s digital yuan. He is a leading voice in the international central bank digital currency dialogue.

His books “Cashless - China’s Digital Currency Revolution” and “Innovation Lab Excellence” highlight the good financial innovation can do and establish him as a leading voice in Asia’s fast-paced fintech community. He is rated number 4 globally on Onalytica’s prestigious Fintech Influencer list and an award-winning executive previously heading fintech teams at IBM following a twenty year career in investment banking.

Living in Shanghai for nearly fifteen years, Rich experienced China going cashless first-hand and has a unique combination of banking and technology skills that allow him to bring the exciting story of China going "Cashless" to life in his book and keynotes. Rich is an independent consultant whose views on China’s astounding fintech developments are widely sought by international media and private clients.

-Learn more: RichTurrin.com
-Visit my newsletter with daily updates: richturrin.substack.com
-Check out Linkedin where I have over 45k followers: https://www.linkedin.com/in/turrin/

Available For: Advising, Authoring, Consulting, Influencing, Speaking
Travels From: Shanghai, China
Speaking Topics: China's Digital Yuan, CBDC, Asia Fintech

Richard Turrin Points
Academic 0
Author 124
Influencer 509
Speaker 0
Entrepreneur 0
Total 633

Points based upon Thinkers360 patent-pending algorithm.

Thought Leader Profile

Portfolio Mix

Company Information

Company Type:
Minimum Project Size: Undisclosed
Average Hourly Rate: Undisclosed
Number of Employees: Undisclosed
Company Founded Date: Undisclosed
Media Experience: 20 years
Last Media Training: 01/01/2024
Last Media Interview: 01/01/2024

Areas of Expertise

Blockchain 34.62
FinTech 37.53
Innovation 34.86
Digital Disruption
Digital Transformation 30.77
Generative AI 30.07

Industry Experience

Publications

4 Author Newsletters
Twelve FinTech Myths Debunked for 2024
Linkedln
January 07, 2024
Welcome to 2024!
I wanted to start the New Year with something different and level-set on what I see as an increasingly problematic set of fintech beliefs or myths that need to be challenged.

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Tags: FinTech, Innovation

Holiday Edition: Five big shifts in banking for 2024 as GenAI hype is dialed up to 11! CBDC wins a crypto convert with Ripple!
Linkedln
December 23, 2023
Lu Hongnian was one of the most celebrated Chinese Catholic painters, using ink and vivid colors to paint biblical scenes in the traditional Chinese manner. In his painting titled “Virgin Mary,” Lu painted a slender woman in traditional Chinese clothing surrounded by auspicious clouds. The piece mixes the thematic birth of Jesus with the traditional Chinese painting style.

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Tags: FinTech, Innovation

Balancing contrasts: GenAI hype versus reality, BNPL throws "fintech for good" off-kilter, and our environmental tipping point?
Linkedln
September 10, 2023
In 1920, Mondrian found his own style, which he dubbed ‘Neoplasticism’. In the construction of the picture, this process relied entirely on vertical and horizontal lines and the use of the primary colours red, blue, and yellow. The aesthetic objective was to obtain an arrangement of balanced contrasts: non-colours/primary colours; vertical/horizontal. Mondrian sought to give expression to the ‘universal’ through the absolute harmony of the individual pictorial elements.

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Tags: FinTech, Innovation

Cashless
Substack
March 30, 2022
Get smarter about CBDC, Fintech, and China

Who am I, and why should you listen to me?

Thanks for visiting! I’m proud to be the world’s No. 4 fintech influencer on the prestigious Onalytica rankings! I got here “one click at a time” because people like you enjoyed my writing and unique point of view.

I am the author of two No. 1 international bestsellers, "Cashless: China's Digital Currency Revolution." and “Innovation Lab Excellence.” So writing is more than a passing hobby for me!

“I write and speak about what I know.”

I became an expert the hard way, with no shortcuts! I spent 18 years as an investment banker, five years at IBM, and lived in Shanghai for 15 years. I was a banking innovator using math and computers for most of my career and was inspired to write my latest book, “Cashless,” after experiencing China going “cashless” firsthand.

Superapps and central bank digital currency payment aren’t theoretical for me; I live them daily! So as I like to say, “I write and speak about what I know.”

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Tags: FinTech, Generative AI, Innovation

2 Books
Cashless: China's Digital Currency Revolution
Authority Publishing
April 19, 2021
OVER 200+ 5-star reviews and 6 months on Amazon Best Seller List!

Cashless is the first and only book that dives deep into the design and use of China’s new central bank digital currency. This represents a roadmap for our shared digital currency future and a long-term threat to US dollar dominance.

China is changing the very nature of money and borrowing heavily from cryptocurrency to cement its role as the world’s financial technology leader.

Cashless is written by the best-selling author of Innovation Lab Excellence, an award-winning expert in fintech innovation, career banker, and technology expert who has experienced China’s cashless revolution firsthand as a former US resident living in China. It reveals how:

● China’s digital currency can help you better predict and navigate the cashless future coming to the US—and the world

● Your company may be tempted to use China’s digital currency to make cross-border payments

● The EU, UK, Japan, and India are developing digital currencies

● Digital payment will change our relationship with money and promote financial inclusion

Cashless shows you the future. It offers a comprehensive analysis of China’s digital payment systems so that you can better prepare for the rise of digital currencies.

It is a must-read for all business leaders and professionals looking for a decided competitive advantage.

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Tags: Blockchain, FinTech, Innovation

Innovation Lab Excellence: Digital Transformation from Within
Authority Publishing
March 17, 2019
Understand, in practical and applicable detail, the conditions and practices necessary for innovation to thrive.

80+ 5 star reviews on Amazon and a Best Seller!

This book goes behind the scenes of working innovation labs to distill a rigorous set of best practices. Apply these to unleash the innovation that will give your enterprise a digital competitive advantage.

Written by an award-winning expert and global manager of multiple labs with more than 20 years of experience, this book reveals:

● How innovation labs went from exotic add-ons to must-haves, and the unique challenges they face;

● How a detailed array of best practices will help your lab excel and be better focused to serve your business interests;

● How a human-centric focus is the key to adopting new technology, and to gaining acceptance of both innovators and innovation;

● Where you need to rethink what you know about adopting new technology.

This guide pulls no punches.

It offers expert analysis of the most typical problems—and their solutions—so that your innovation can transcend the hype and achieve tangible results.

Innovation Lab Excellence is a must-read if you manage an innovation lab, work in one, or are a business manager engaged with innovation.

Richard Turrin is an independent Fintech and AI consultant, helping clients navigate the unchartered waters associated with the latest cognitive technologies. He previously headed fintech for IBM Cognitive Studios Singapore (IBM’s Innovation Lab) and worked for IBM China where he led his team to win the prestigious “Risk Technology Product of the Year” award for his unique hybrid-cloud solution to risk analytics.

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Tags: Digital Transformation, FinTech, Innovation

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