Unlock access to Thinkers360 AI to fast-track your search for analysts and influencers.
This feature is available for Enterprise Lite and Enterprise Members Only.
You have been temporarily restricted. Please be more thoughtful when adding content for your portfolio. Your portfolio and digital media kit and should be reflective of the professional image you wish to convey. Accounts may be temporarily restricted if we receive reports of spamming or if the system detects excessive entries.
Membership
Publish your original ideas on the Thinkers360 platform!
This feature is available for Pro and Pro-Plus Members Only.
Speaker Bureau functionality whereby individuals can be featured speakers within our Speaker Bureau service and enterprises can find and work with speakers.
This feature is available for Pro, Pro-Plus, Premium and Enterprise Members Only.
Highlight your featured products and services within our company directory for enhanced visibility to active B2B buyers worldwide. This feature is available for Pro, Pro Plus, Premium and Enterprise Members Only.
Contribute to the Thinkers360 Member Blog and have your thought leadership featured on our web site, newsletter and social channels. Reach our opt-in B2B thought leader community and influencer marketplace with over 100M followers on social media combined!
You’ve reached your daily limit for entering quotes. Please only add personally-authored content which is reflective of your digital media kit and thought leadership portfolio.
Thinkers360 Content Library
For full access to the Thinkers360 content library, please join ourContent Planor become a contributor by posting your own personally-authored content into the system viaAdd PublicationorImport Publication.
Dashboard
Unlock your personalized dashboard including metrics for your member blogs and press releases as well as all the features and benefits of our member plans!
Interested in getting your own thought leader profile? Get Started Today.
Joris Lochy
Product Manager at Capilever
Mechelen, Belgium
More than 15 years of experience in the Financial Services and IT sector, especially in the Payments, Investments and Credits domain.
Last 3 years actively following and participating in the Fintech and innovative banking scene.
Available For: Advising, Authoring, Influencing, Speaking Travels From: Brussels Speaking Topics: Open Banking/Ecosystems, Fintech, Wealth Management
Joris Lochy
Points
Academic
0
Author
55
Influencer
0
Speaker
0
Entrepreneur
0
Total
55
Points based upon Thinkers360 patent-pending algorithm.
Neobanks should find their niche to improve their profitability
Import from wordpress feed
December 30, 2020
The last 5 years dozens of so-called neo- or challenger banks (according to Exton Consulting 256 neobanks are in circulation today) have disrupted the banking landscape, by offering a fully digitized (cfr. "tech companies with a banking license"), very customer-centric, simple and fluent (
A good employee directory - Why not part of the standard productivity tool set?
Import from wordpress feed
December 22, 2020
In the past I already wrote a few blogs on very common gaps (i.e. gaps with which almost every employee is confronted with on a regular basis) in the standard productivity tools (like Microsoft Office, Google Suite, OpenOffice or iWorks), such as gaps in the digital agenda (https://bankloch.blogspot
Group Gift - A precious tradition being digitized
Import from wordpress feed
December 14, 2020
Due to the Covid crisis and the resulting increase of working from home (which will likely persist long after the crisis), the precious tradition (wide-spread in many companies) of collecting money for a gift for a colleague (typically for a wedding, child or pension) via a circulating env
Financial Optimization - Core business of a bank?
Import from wordpress feed
December 08, 2020
You could argue that the main role of a bank is to increase the buying power of its customers, i.e. support their customers in increasing their assets.This can be through credits or investments. Both solutions make purchases possible, which can give a positive return in the future, i.e. an
Peer-to-peer payments - A crucial component towards a cashless society
Import from wordpress feed
December 01, 2020
The Corona crisis has led to an exponential decrease in the usage of cash, due to the associated hygienic problems and the enormous rise of eCommerce.While in commercial transactions cash is disappearing rapidly, it is however still commonly used for informal money exchanges, like between
Getting licensed - A business in itself
Import from wordpress feed
November 23, 2020
With regulators worldwide becoming more and more demanding and processes to get licensed becoming more and more costly and complex, obtaining a license from a regulatory authority has become a full business in its own.Not only are there (lawyer) firms (such as FLA = Financial Licensing Advisors
Ecosystems - The key to success for all future financial services companies
Import from wordpress feed
November 16, 2020
While the word "Ecosystem" was almost unused in the financial services world a few years ago, today it is on the top of the agenda of every bank and insurance company. As always, with such a loaded term, it is important to take first a step back and oversee the bigger picture.Ecosystems in the finan
Deals as a competitive differentiator in the financial sector
Import from wordpress feed
November 09, 2020
In my blog "Customer acquisition cost: probably the most valuable metric for Fintechs" (https://bankloch.blogspot.com/2020/06/customer-acquisition-cost-probably-most.html) I described how a customer acquisition strategy can make or break a Fintech.In the traditional Retail sector, focused on selling
Succession management - Empathy and excellent service are imperative
Import from wordpress feed
November 02, 2020
Regrettably almost all of us have to deal at one point in time with the passing away of a loved one and the associated financial administration to handle the succession.Obviously this is an emotional activity, where a personalized, empathetic and frictionless service from the bank are essential
An overview of 1-year blogging
Import from wordpress feed
October 27, 2020
Last week I published my 60th post on my blog called Bankloch (a reference to "Banking" and my family name). The past year, I have published a blog on a weekly basis, providing my humble personal vision on the topics of Fintech, IT software delivery and mobility.This blogging has
The boundary between "Data" and "Code" is blurring
Import from wordpress feed
October 19, 2020
In the corporate world, the usage of Excel files is still enormous. Many business tools are still running in Excel, often extended with VBA macros and applications.As an Excel fan myself, I can relate to that, as nothing else allows in such a short time to build a powerful and flexible tool, adapted
How too much compliance might actually increase the risk of financial service companies?
Import from wordpress feed
October 13, 2020
Following the financial crisis, bank control authorities (like the FCA in the UK or the FSMA in Belgium) and compliance departments within banks have grown exponentially. As a result, regulatory costs have also increased dramatically relative to banks’ earnings.At first sight, this
DevOps for dummies
Import from wordpress feed
October 05, 2020
In May of last year, I published the blog "Docker for dummies" (https://bankloch.blogspot.com/2020/02/docker-for-dummies.html), explaining some basic concepts for non-technical people about Docker containers.Another concept which is closely associated with Docker containers and also impacts strongly
AI in Financial Services - A buzzword that is here to stay!
Import from wordpress feed
September 26, 2020
In a few of my most recent blogs I tried to demystify some of the buzzwords (like blockchain, Low- and No-Code platforms, RPA…), which are commonly used in the financial services industry. These buzzwords often entail interesting innovations, but contrary to their promise, they are no
Video conferencing vendors - Get us out of trouble
Import from wordpress feed
September 20, 2020
In April of this year I published a blog claiming that we should reinvent the tooling for our digital agenda (https://bankloch.blogspot.com/2020/04/your-digital-agenda-cornerstone-of-your.html).After working months from home now, I am starting to see a lot of gaps and issues as well in the
Payment contact management - Room for innovation
Import from wordpress feed
September 13, 2020
Executing payments has evolved considerably over the last years. While 25 years ago most payments were done by filling in a paper form, today almost all payments are initiated digitally via a web or mobile banking platform.Together with this digitalization came also a whole eco-s
Innovation is the key to solve our climate issues (part 3) - The IT/Tech sector as change enabler
Import from wordpress feed
September 07, 2020
This blog is the last article in a series of 3 blogs on how climate issues can be solved through a worldwide roll-out of technological innovations. This last blog focuses on how the IT/Tech sector can help in facilitating the transition towards climate neutrality.Just like the Financial Service
Innovation is the key to solve our climate issues (part 2) - The financial services sector as change enabler
Import from wordpress feed
August 30, 2020
Last week I published the first article of this series of 3 blogs (https://bankloch.blogspot.com/2020/08/innovation-is-key-to-solve-our-climate.html), introducing how our climate issues can be solved through a worldwide roll-out of technological innovations and by ensuring that these
Innovation is the key to solve our climate issues (part 1) - Introduction
Import from wordpress feed
August 23, 2020
The Covid-19 crisis has pushed the "climate movement" to the background, but before the topic of global warming had been continuous in the news, due to the climate conferences, climate strikes, climate marches… Nonetheless what the Covid-19 and Global warming crises have in common is that they
From app to super-app to personal assistant
Import from wordpress feed
August 17, 2020
In July of this year, KBC bank (the 2nd largest bank in Belgium) surprised many people, including many of us working in the banking industry, with their announcement that they bought the rights to broadcast the highlights of soccer matches in Belgium via their mobile app (a servi
Manage the new jungle of your subscriptions - Banks and Fintechs should step up to the challenge
Import from wordpress feed
August 10, 2020
With more and more companies switching from transaction-based consumption to subscription-based solution models and customers (both consumers as businesses) actively adopting this trend, the management of these subscription services becomes more and more difficult. Very quickly you start a
Marketplace analytics - Stop running your business blindly
Import from wordpress feed
August 02, 2020
Marketplaces are emerging in every sector and the financial sector is no exception to this trend. For every product or service, for which multiple parties interact, marketplaces unfold to better match the supply and demand and improve the cooperation between the involved parties.
Fintech is dead, long live Fintech
Import from wordpress feed
July 26, 2020
The word Fintech (short for "Financial Technology") was first recorded in the 1980’s in the Sunday Times. However it was only until the financial crisis of 2007-2008, that the usage of the term became more widespread. The resulting lack of trust in the traditional fin
Monetization of a marketplace in the financial industry - Make your idea profitable!
Import from wordpress feed
July 19, 2020
Marketplaces are on the rise! A digital marketplace is an online platform, where different third-parties connect and supply and demand can be matched. This supply/demand can be a specific product or service, but can also facilitate a full customer journey, by matching products and services of m
Low- and No-code platforms - Will IT developers soon be out of a job?
Import from wordpress feed
July 12, 2020
“The future of coding is no coding at all” - Chris Wanstrath (CEO at GitHub).Mid May I posted a blog on RPA (Robotic Process Automation - https://bankloch.blogspot.com/2020/05/rpa-miracle-solution-for-incumbent.html) on how this technology, promises the world to companies.A very similar sto
Join Thinkers360 for free! Are you a Reader/Writer, Thought Leader/Influencer (looking to increase your earnings), or an Enterprise User (looking to work with experts)?
Neobanks should find their niche to improve their profitability
A good employee directory - Why not part of the standard productivity tool set?
Succession management - Empathy and excellent service are imperative
An overview of 1-year blogging
DevOps for dummies
AI in Financial Services - A buzzword that is here to stay!
