When Data Becomes a Product: Rethinking Ownership, Trust, and Value.
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October 07, 2025
Two years ago, a leading European financial group launched an ambitious data transformation program. The vision was bold: empower every business line — from finance to compliance — to make data-driven decisions with confidence.
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Tags: Analytics, GRC, Product Management
Seeing Product Management Sub Specie Aeternitatis
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October 01, 2025
Seeing Product Management Sub Specie Aeternitatis
I still remember a trip to London to meet peers and clients. In my bag I carried my laptop and, alongside it, a book by Spinoza. When I reached for my computer, the book slipped out. A colleague, half-mocking, asked: “You’re intelligent enough to read Spinoza?” It was meant as sarcasm.
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Tags: Innovation, Product Management
Zemblanity in Finance, Fraud, Payments, and AI: The Hidden Architecture of Failure
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September 23, 2025
Failure in finance, fraud prevention, payments, and AI products is rarely just bad luck. More often, it is the result of zemblanity; the opposite of serendipity. Where serendipity is the unexpected discovery of value, zemblanity is the predictable misfortune created by human design choices, structural shortcuts, and misaligned incentives.
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Tags: AI, Product Management
Why Many AI Projects Miss Their Goals — Key Strategies for Product Managers to Succeed
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September 16, 2025
The recent launch of Brain Co., a startup co-founded by Jared Kushner and funded with $30M, reflects a reality that practitioners already know well: most AI initiatives fail. The fact that an entire company is now dedicated to fixing failed AI projects is a clear signal that failure is the norm rather than the exception.
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Tags: Product Management
Entropy is Your Enemy!
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June 10, 2018
The Three Musketeers novel’s first title was Athos, Porthos and Aramis until a journalist suggested that Alexandre Dumas change the named to the title we all know. Dumas is said to have answered, “I agree even more with your suggestion to call the novel The Three Musketeers considering that, as there are four of them, the title will seem absurd, which will guarantee the book to be a success.” Actually, the title was not that absurd in light of the fact that Athos, Porthos and Aramis are the only three musketeers in much of the novel, d'Artagnan becoming a musketeer much later. Nevertheless, the latter soon becomes the book's main attractiveness, and even the image of the ideal musketeer…
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Tags: Analytics, Risk Management
