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Neira Jones

London, United Kingdom

With more than 25 years in financial services & technology, I believe in change through innovation & partnerships and I always strive to demystify the hype surrounding current issues. I advise organisations of all sizes on payments, fintech, regtech, cybercrime, information security, fraud, regulations (e.g. PSD2, AML, GDPR, etc.). As a strategic board advisor and non-executive director, I take great pride in working with innovative companies and contributing to their growth. I am the author of the Amazon best-seller "Understanding Payments", and my coaching & training services include the popular Payments 101, Regulations 101 & Payments 201 courses and my e-learning platform at https://neirajones.thinkific.com/. I also provide payment security expert witness services, and help with M&As cybersecurity due diligence. I like engaging on social media & as a professional speaker, I regularly address global audiences.
I am proud to be a Panel Member for the UK Payment Systems Regulator. You'll find me on the following lists: the 2025 Payments Power 50, the Retail Technology Innovation Hub 2023 Top 100 Influencers List, the 2021 Fintech Weekly 100 Most Influential People in FinTech, the SC Magazine Women of influence: 30 top cybersecurity leaders 2021, the IT Security Guru 2020 Most Inspiring Women in Cyber, the Refinitiv Top 100 Influencers in Financial Services, the Planet Compliance Top 50 RegTech Influencers, the SC Magazine UK's 50 Most Influential Women in Cyber-Security 2019, the Cybersecurity Ventures Women Know Cyber 2019 (100 Fascinating Women Fighting Cybercrime), the Jax Finance Top 20 Social Influencers in Fintech 2017. Tripwire nominated me "Top Influencer in Security To Follow on Twitter" in January 2015, CEOWorld Magazine nominated me Top Chief Security Officer to Follow on Twitter in April 2014, I am the Merchant Payments Ecosystem Acquiring Personality of the Year 2013, the SC Magazine Information Security Person of the Year 2012 and am an InfoSecurity Europe Hall of Fame alumni. I was voted to the Top 10 Most Influential People in Information Security by SC Magazine & ISC2 in 2010 & have served on the PCI SSC Board of Advisors for 4 years. I am a British Computer Society Fellow.

I have previously worked for Barclaycard, Santander, Abbey National, Oracle Corp. and Unisys. My clients span industry sectors, including financial services, fintech, retail, legal, consulting, information security & technology.

I love technology and cars... ????

Thanks for looking!

Available For: Advising, Authoring, Consulting, Influencing, Speaking
Travels From: London
Speaking Topics: Payments, Fintech, Web3, Digital Innovation, Cyber Security, Fraud

Neira Jones Points
Academic 0
Author 64
Influencer 219
Speaker 0
Entrepreneur 0
Total 283

Points based upon Thinkers360 patent-pending algorithm.

Thought Leader Profile

Portfolio Mix

Company Information

Company Type:
Minimum Project Size: Undisclosed
Average Hourly Rate: Undisclosed
Number of Employees: Undisclosed
Company Founded Date: Undisclosed
Media Experience: 25+ years
Last Media Interview: 07/01/2025

Areas of Expertise

Analytics 30.04
Finance 42.44
FinTech 33.09
Innovation 32.14

Industry Experience

Publications

4 Author Newsletters
The Web 3 Payment Revolution: Inside The Paypers' 2025 Web 3 Payment Acceptance Report
Linkedln
July 02, 2025
The Paypers collaborated with leading payment service providers, financial institutions, and blockchain companies across multiple jurisdictions to survey the Web 3 payment landscape. The research combines institutional surveys, transaction data analysis, and regulatory assessments to provide insights into how digital assets are reshaping commercial transactions.

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Tags: Finance, FinTech, Innovation

What was worth reading this week? June 23
Linkedln
June 27, 2025
Mastercard Launches UK A2A Instant Payments Sandbox. Mastercard unveiled an account-to-account instant payments sandbox enabling UK banks and financial institutions to experiment with fifth-generation real-time payment technologies. The sandbox allows testing of various payment flows including person-to-person, person-to-merchant, and business-to-business transactions.

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Tags: Finance, FinTech, Innovation

What was worth reading this week? Special Edition
Linkedln
June 24, 2025
Hello Payments Friends! Sorry again for the silence over the last 10 days, as Simon Taylor aptly puts it, the stablecoin summer is in full swing, and after all the buzz about agentic AI, I've been busy writing on both topics for the last 3 weeks... You might already have seen my earlier white paper, but just in case, check out The £1.2 BILLION QUESTION - Are We Ready for Agentic AI in Financial Services?

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Tags: Analytics, Finance, FinTech

Just Out: UK Finance Annual Fraud Report 2025 – What the Latest Data Tells Us
Linkedln
May 28, 2025
The UK Finance Annual Fraud Report 2025 (in collaboration with BioCatch) has landed, and its findings are both a wake-up call and a testament to the resilience of the UK’s financial sector. As fraudsters adapt and technology evolves, so must our defences. Here’s what the numbers, and the trends, reveal right now.

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Tags: Finance, FinTech, Innovation

1 Book
Understanding Payments - A Whistlestop Tour Into What You Thought You Knew
Routledge
February 28, 2024
This is the book for professionals in the payments industry. Written in an engaging and accessible style, it enables new and experienced payments practitioners alike to understand the fundamentals of the various payment ecosystems, and to quickly get up to speed on developments in the industry.

From cards to bank and alternative payments, the jargon is debunked and myths are busted. For each ecosystem, a simple framework is used: mechanics, economics, risks, and future outlook, enabling comparison and the evaluation of the best applications in different scenarios. The book also provides an overview of the global regulatory landscape. Drawing on real examples throughout, it weaves together the underpinning ecosystem principles, legislation, and key stakeholders. It offers readers practical advice regarding, and insights into, the key disciplines and equips them with an understanding of the key issues and opportunities. Also including an extensive and comprehensive glossary of terms – the first of its kind in the payments industry – this book will be used as an essential reference for years to come.

Understanding Payments will enable payments practitioners, private sector corporations, and regulators to keep up with a fast-evolving and extremely competitive industry. It can be used across businesses to help train staff and as part of continuing professional development, and will be useful to those involved in mergers and acquisitions, investors wanting to understand the industry, professional services firms, law firms and consultants, and policy makers.

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Tags: Finance, FinTech, Innovation

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