BEAM is an innovative payments and marketing system developed from Blockchain technology for supporting advanced solutions for commercial and services retail business through smart contracts with Merchants. It was ranked in 5 place among the top 50 most promising start ups in Europe in Financial IT Pathfinder for 2016/17. Any payment cards is integrated and marketing tools are provided for Merchants that install terminals under smart contracts. The access of Users to this Platform is made by free download of the app to smartphones by Bluetooth, accessing terminals installed in shops (physical or online) and provide Users with immediate cashbacks received in their wallet on each purchase. BEAM is being implemented with great success, as thousands of Merchants and Users have a positive perception of the higher advantages of the Platform when compared with any competitors that only execute payments and don’t recognize value to the generated data. The strategy of BEAM for expanding the network is to approach Merchants and Shops in any town under a vicinity concept, for increasing the volume of transactions performed through the Platform. Besides, new innovations have been integrated, as the system that allow Users to BNPL. Another innovation is the creation of a digital currency (tokens) for the benefit of Merchants, Users and other stakeholders of BEAM, as a monetary incentive for intensify the use of the BEAM. From now on the expansion will be leaded from Lisbon, the capital of the World Web Summit, centralizing the world Property Technologic Rights of the Platform BEAM. The next immediate step is to reinforce funding for the projects that are about to be launched for achieving higher objectives in the future. Private investors and business angels are showing interest to participate in our fund raising. Should you wish to join our project and our strategy, BEAM is open to share directly with you the information you may need for your decision
Services Provided
Beam Wallet – Services Offered
1. Smart Digital Payments (Omnichannel)
• Bluetooth payments (contactless, queue-free)
• Unified experience across physical and online stores
• Seamless integration with POS systems, e-commerce, and mobile apps
• Fast and secure processing — with or without a bank account
• Global acceptance in multiple currencies
2. Real and Instant Cashback
• Cash rewards automatically credited to the customer’s wallet
• No fake points — real money, ready to be reused
• Natural loyalty and guaranteed repeat purchases
3. Instant, Interest-Free Credit
• Buy now, pay later — with no interest for the customer
• Increases average order value and store conversion
• Merchants receive full payment with zero financial risk
4. Automated Loyalty Program
• Built-in loyalty on every transaction — no physical cards
• Smart purchase history and customer behavior tracking
• Personalized shopping experience based on real preferences
5. Cash Vouchers and Promotions
• Offers and campaigns delivered directly into the Beam Wallet
• Visible and usable value — no hidden conditions
• Perfect for product launches, clearance sales, and seasonal promos
6. Built-In Free CRM
• Automatic customer relationship management
• Behavior, frequency, and average spend reports
• Dynamic segmentation for high-performance campaigns
7. AI-Powered Sales and Marketing Engine
• Automated campaigns tailored to each customer
• Smart cross-selling and up-selling suggestions
• Notifications at the right moment to boost conversion
8. Beam Wallet Quality Seal
• Digital certification for high-performing, trusted merchants
• Increased visibility in the Beam Wallet user community
• Enhanced brand reputation for being modern, secure, and transparent
9. Business Portal for Merchants and Partners
• Full control over sales, campaigns, clients, and performance
• Tools for managing vouchers, analytics, and API integrations
• Access to exclusive features and dedicated support
10. Market Expansion via Beam Token
• Integration with Beam Token for additional incentives and digital payments
• Ability to reward clients with valuable digital assets
• Use of the token for marketing, loyalty, or trade-in strategies
11. Integrations and Partnerships
• Compatibility with Stripe, Sage, Shopify, WooCommerce, Zapier, and more
• Open APIs for custom integrations
• Ongoing support for tech and financial partner solutions
12. Global Training and Support
• Free training for sales and support teams
• Multilingual technical assistance available 24/7
• Continuous updates and feature enhancements