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DR. SINDHU BHASKAR

Chairman at EST GLOBAL INC.

CAMBRIDGE, United States

Dr. Sindhu Bhaskar is the Chairman and Founder of EST Group of Companies and its flagship entity, EST Global Inc., is an enterprise based in the Boston Cambridge MIT ecosystem, incorporated and operating from Cambridge Innovation Center, Cambridge. Dr. Sindhu has worked his career to global leadership in transforming the financial ecosystem through digital evolution, the fintech revolution, and financial inclusion. His platform has 4 verticals including neo-banking digital wallets- BranchX, NEOB, African Payment Gateway; Healthcare – EST Healthcare, Agritech- EST Agrx, and finally the Edtech- EST FAB & ICG. With all this, he is now leading an initiative to impact the majority of the world’s population in the rural and farming sector, with an initial beginning in India and expanding in Africa and Latin America as well. EST Group is firmly set towards the goal of Socioeconomic impact so as to create Financial, Health, Food, and Educational inclusion by imbibing in its march the latest technology. The global initiative to enable a platform of a unified, secure, sovereign banking solution that is seamless and enables financial freedom. This vision is possible through unleashing the potential of emerging technology, understanding countries' problems, and investing in alliances, and partners to complement the global ecosystem of Impact and Inclusion.
Dr. Sindhu is associated with several critical enterprises as a JV partner or Advisor. He is also a visiting faculty at several global institutions. He is also part of several books as a solo writer, contributor, or part of the editorial team. He is part of several international organizations in various capacities like WBAF, Government Blockchain Association, World Economic Forum, IEEE, and others.

Available For: Advising, Influencing, Speaking
Travels From: Miami
Speaking Topics: Impact, Fintech, Agritech

Speaking Fee $101 (In-Person), $101 (Virtual)

DR. SINDHU BHASKAR Points
Academic 0
Author 1
Influencer 0
Speaker 0
Entrepreneur 110
Total 111

Points based upon Thinkers360 patent-pending algorithm.

Thought Leader Profile

Portfolio Mix

Company Information

Company Type: Enterprise
Business Unit: FINTECH, CNET0, HEALTHTECH, AGRITECH, EDTECH
Minimum Project Size: $100,000+
Average Hourly Rate: $100-$149
Number of Employees: 51-250
Company Founded Date: 2020
Last Media Interview: 09/05/2022

Areas of Expertise

Agentic AI 31.33
AI 30.13
AI Governance 32.40
Blockchain 30.96
Business Continuity
Cryptocurrency 32.52
Digital Disruption 30.05
Digital Transformation 30.53
Digital Twins
Diversity and Inclusion
Ecosystems
EdTech
Emerging Technology 30.91
Finance 33.69
FinTech 31.75
Generative AI 30.73
GovTech 31.41
Health and Wellness
HealthTech
InsurTech 35.13
International Relations 32.36
Open Innovation
Robotics
Smart Cities
Social
Startups
Supply Chain
Sustainability

Industry Experience

Agriculture & Mining
Financial Services & Banking

Publications & Experience

1 Article/Blog
Decentralized Humanism (Dehu): Techno-Economic Warfare Diplomacy
Corporate Investment Times
April 15, 2025
Decentralized Humanism and Techno-Economic Warfare Diplomacy represent emergent global trends reshaping international relations, governance, and socio-economic strategies. These intertwined concepts reflect the shifting paradigms where decentralized governance structures and technology-driven economic strategy increasingly influence traditional geopolitical power balances.

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Tags: Digital Disruption, Digital Transformation, International Relations

1 Executive
VALUE MODEL IN AI-ECONOMY
LinkedIn
September 15, 2025
Generative and Agentic AI coupled with Robotics will fundamentally transform the economics of labor, commodity valuation, and their interplay with national prosperity. The rapid integration of these advanced technologies means their cascading influence will be profound and complex, affecting everything from individual livelihoods to the macroeconomic outlook. Central to this transformation is how value itself is understood—whether as subjective, objective, or rationally postulated—and how productive technologies interact with labor inputs compared to the classic models of increasing and diminishing returns.

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Tags: Agentic AI, AI, AI Governance

5 Founders
Embedded Value Transfer: Neuralink Settlement system
The Digital Economist
November 04, 2025

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Tags: FinTech

DePIN & Tokenized RWA: Building a Nation-Backed Collateral Pool for Egalitarian Rural Lending
LinkedIn
August 10, 2025
In rural economies across the world, where land is rich but liquidity is scarce, a new paradigm is emerging—one where national agricultural and rural assets are democratized, tokenized, and collectively leveraged for the benefit of all. The convergence of DePIN (Decentralized Physical Infrastructure Networks) and Tokenization of Real-World Agricultural Assets (RWA) can radically redefine access to credit, unlock hidden value in rural infrastructure, and lay the foundation for egalitarian capitalism rooted in the soil.

This isn’t just about digitization, it’s economic inclusion at scale. By using DePIN and Tokenized RWA in agriculture:
From idle infrastructure to yielding digital assets
From centralized ownership to community capitalism
This is Web3-enabled nation-building. This is embedded, inclusive finance.
This is the future of shared prosperity. This is not just rural lending, this is rural empowerment. This is India’s Web3-powered Green Revolution, where every village becomes a financial engine, and every asset a ticket to dignity.

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Tags: Blockchain, Digital Transformation, FinTech

Tokenized Farmer Loans: A New Era of Agricultural Finance through EST AGRX
LinkedIn
July 19, 2025
EST AGRX is a next-gen agri-fintech platform pioneering tokenized crop credits, rural stock exchanges, and net-zero agri-solutions (EST Cnet0). EST AGRX has launched a tokenized lending scheme that converts farmer loans into digital assets. This innovative model secures lender capital, attracts high-net-worth individuals (HNIs), and offers insurance-backed protection through a strategic partnership with Talisman Insurance (USA). It marks a shift toward sustainable, decentralized, and risk-mitigated agricultural finance.

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Tags: Digital Transformation, Finance, InsurTech

The U.S. Dollar Reimagined: U.S. Dollar 2.0 and the Geo-Monetary Reset (The Genius Act, Anti-CBDC Act, and Digital Asset Market Clarity Act)
LinkedIn
July 18, 2025
In a bold maneuver to reshape global financial governance and solidify its monetary dominance, the United States has unleashed a legislative trifecta that could define the next chapter of economic diplomacy and financial architecture. Together, these acts not only erect a clear regulatory framework for stablecoins and digital assets but also pronounce a decisive verdict against state-controlled Central Bank Digital Currencies (CBDCs). The resulting policy cocktail aims to expand U.S. dollar hegemony, tokenize liquidity, and reshape global monetary alignment by making private-sector-led dollar-based tokens the dominant instrument of international settlement.
The Genius Act, Anti-CBDC Act, and the Digital Asset Market Clarity Act represent the most strategic financial maneuver by the U.S. since the establishment of the petrodollar agreement. By rejecting state surveillance (CBDC), embracing tokenized private sector innovation, and creating regulatory guardrails, the U.S. lays the groundwork for U.S. Dollar 2.0”—a borderless, tokenized, and programmable version of the American dollar designed to lead a new world of decentralized finance.

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Tags: Cryptocurrency, GovTech, International Relations

TANGIBLE AI vs INTANGIBLE AI: Mapping their role in the Agentic AI Model
Linkedin
May 10, 2025
Artificial Intelligence (AI) has evolved into multifaceted physical and virtual forms. As we develop smarter systems, understanding how these systems function as agents—entities capable of perceiving, reasoning, acting, and learning—becomes critical. This article explores how Tangible Agentic AI and Intangible Agentic AI correspond to the Agentic Model, a foundational framework in autonomous system design.
The distinction between Tangible AI and Intangible AI can be deeply understood when viewed through the lens of the Agentic AI model, which focuses on AI systems as agents capable of perceiving, reasoning, acting, and learning. Let’s explore this in detail, integrating relevant examples, quotations, and illustrations of how these concepts align.

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Tags: Agentic AI, Emerging Technology, Generative AI

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