Commissioner George Mentz Appointed and Serves as Judge for 2024-2025 ABA Mediation Competition
Associated Press
February 12, 2025

Hon. George Mentz, a distinguished international lawyer and educator, has been invited by the American Bar Association (ABA) and is serving as a judge for the 2024-2025 Mediation Competition. Mentz is a CEO, government commissioner, chancellor, and award-winning author who served the White House in a federal government commissioner position after receiving background check clearances. Mentz is also a graduate law professor at Texas A&M Law School, which is ranked #26 nationally.

Economic Slavery' for Working Families
Newsmax Economics Section
August 24, 2024

Here’s a comprehensive list of common items in a working family’s budget that are taxed—most don’t even know it. While the federal tax percentage may not seem so bad, the combined taxes on everything needed to live, feed, educate, and maintain a healthy family are enormous and equate to a clandestine form of economic slavery inflicted on all Americans, especially those living in “inner cities” like New York, LA, Chicago or Boston.

Read Newsmax: Democrats' 'Economic Slavery' for Working Families | Newsmax.com
Important: Find Your Real Retirement Date in Minutes! More Info Here

Manifesting Your Destiny: The Quantum Mechanics of Creation by: Comm'r George S Mentz JD MBA DSS CWM ChE
Linkedln
May 23, 2025

The power to manifest one's destiny has long been a subject of philosophical speculation and metaphysical exploration. However, recent insights from quantum mechanics have provided a fascinating scientific framework to understand how the mind, will, and awareness shape our reality. In quantum theory, reality is not a fixed, static entity but an ever-changing, interconnected field of potential outcomes. Central to this is the observer effect, entanglement, wave function collapse, and the idea of becoming one with the desires you wish to bring into your life.

Thankful to make the Top 10 Influencers & Thought Leaders in Transformation
Linkedin
May 23, 2025

Commissioner George Mentz is humbled and deeply grateful to announce his ranking in the Top 10 Transformational Influencers & Thought Leaders USA for 2025, as recognized by Thinkers360 Worldwide. This prestigious acknowledgment is a reflection of his continued dedication to advancing education, charitable works, publications, and outreach efforts across 40 nations worldwide.

100% Chance of Market Boom by Year End - 10 Reasons that Trump Policy Will Work
Linkedln
May 04, 2025

For over 40 years, the American leaders have tolerated tariffs imposed on their citizens, but change is on the horizon. Today, Trump and his administration are introducing equalization tariffs aimed at protecting American workers and jobs. With any significant shift in economic policy, disruption is inevitable, and most acknowledge that with a 37 trillion in debt, "Insanity is doing the same thing over and over again and expecting different results.".  However, here are 10 reasons why the economy will experience short-term recalibration, followed by a massive boom by the end of the year.

Trump's 10 Secrets to Success to 100,000 Cheering College Students
Linkedln
May 02, 2025

With a crowd of over 100,000 cheering in support, Trump presented a roadmap for graduates to become the "greatest generation in the history of our country." Drawing from his own experiences, Trump offered ten essential pieces of advice designed to inspire and guide the next generation of leaders, entrepreneurs, and change-makers. His speech emphasized the importance of passion, hard work, resilience, and an unwavering belief in the American Dream.

Certifications Designations and Credentials - The Rise of Board Certifications - Skills Certifications - Charter Designations & Micro Credentials
Linkedln
April 10, 2025

As the job market and educational systems evolve, Certifications and now the new micro-credentials have emerged as a pivotal tool for enhancing skills and career development. Also known as digital badges, qualifications, alternative credentials, and micro-masters, these credentials offer a flexible, cost-effective path to skill acquisition and professional growth.

Chairman George Mentz was elected today as The Chairman for the Civil Service Commission for the Police and Fire Departments
Linkedln
March 05, 2025

Honored to Serve - Chairman George Mentz was elected today as The Chairman for the Civil Service Commission for the Police and Fire Commission with over 1,500 uniformed officers and staffs including SWAT teams and a budget of roughly $270 Million Dollars Per year.

10 Common Estate-Planning Mistakes and How to Avoid Them
Linkedln
January 21, 2025

Estate planning is more than just creating a will. It's an ongoing process that ensures your financial security during your lifetime and protects your assets for the future. Many people misunderstand estate planning, leading to costly mistakes. Below are 10 common estate-planning errors to avoid.

2025: The Year of Personal Transformation and Mastery
Linkedln
January 01, 2025

As we step into 2025, it’s time to reflect on the wisdom of the great minds who have shaped the landscape of personal growth, success, and leadership. From the timeless teachings of Napoleon Hill and Dale Carnegie to the groundbreaking ideas of modern productivity experts, we find a rich framework of insights that can guide us toward a year of profound transformation and mastery.

Commissioner George Mentz Awarded Hon. Colonel Merit Award by Commonwealth Government - Dec 2024
Linkedln
December 18, 2024

Thrilled to announce that George Mentz has been awarded the prestigious Colonel distinction by Governor Andy Beshear. Colonels are also Ambassadors for the government for good will and fellowship around the world.  Colonels are often invited to attend state functions, participate in promotional or charitable activities, and serve as goodwill ambassadors for the stateThis honor is one of the highest and most respected titles that the Commonwealth bestows upon individuals in recognition of their outstanding contributions to society, excellence in leadership, and dedication to making a difference.

Trump to Empower Middle Class via Online Education
Linkedln
November 25, 2024

In today’s learning landscape, access to quality education an e-learning remains the key to unlocking countless opportunities for American families. Yet, for many middle-class families, the dream of attaining a college degree is hindered by soaring tuition costs, geographical limitations, and rigid schedules. Online education has emerged as a transformative solution, offering a lifeline to these families.

Manifestation Guide to Prosperity and Achieving Goals: A Synthesis of Faith, Focus, and Action
Linkedln
November 25, 2024

This guide combines the teachings of renowned prosperity teachers such as Kenneth Hagin, Reverend Ike, Creflo Dollar, Joyce Meyer, Joel Osteen, Napoleon Hill, T.D. Jakes, Joseph Prince, Norman Vincent Peale, and Catherine Ponder. By integrating faith-based principles, positive thinking, and practical strategies, it provides a roadmap for manifesting prosperity and achieving your goals.

Here are 12 Steps to Extreme Prosperity By Commissioner George Mentz JD MBA CWM
Linkedln
November 03, 2024

In the deep, rolling forest of the ancient wisdom, let us walk through the narrow, dense trails of human ambition, over landscapes sown with doubt, and down pathways trod by the poets and philosophers alike. Prosperity is not a mere artifact to be grasped; it is a spirit woven in our fabric, a life spring ever bending toward the light. To those who dare, these steps are whispers on the winds of eternity, calling out to turn the soul from barren dust to rich soil, so that wealth may take root as a great oak, evergreen.

Prosperity and Consciousness: Awakening to the Wealth Within
Linkedln
August 15, 2024

The journey to prosperity is not just a matter of accumulating material wealth; it is deeply intertwined with the concept of consciousness. To understand this connection, one must first grasp what consciousness truly means. Consciousness is the state of being awake to something, a heightened awareness that allows you to perceive and experience aspects of life that may have always been present but unnoticed. In the realm of wealth, this awareness is referred to as wealth consciousness.

12 Reasons Your Life Sucks - Top 12 Economic Disasters of the Biden-Harris Admin
Linkedln
August 12, 2024

After reviewing the 2024 electoral math and data, it is fairly obvious that former President Donald Trump has a much easier path to victory than in 2020 as he is up 6 points higher than he was in 2020. Here are some Leadership 101 statistics from the last 3-4 years that highlight key policy failures which hurt Americans the most.

The Unspoken Path to Success : Avoiding Silly People, Dangerous Places, and Risky Things.
Linkedln
August 04, 2024

Success is often attributed to a blend of ambition, persistence, virtues, hard work, intelligence, and sometimes, sheer luck. However, an often overlooked but equally vital component of success is the simple act of avoiding the obvious insanity that exists in the world. This principle can be distilled into three essential behaviors: avoiding stupid places, steering away from stupid things, and staying away from dangerously ignorant and risky people.

Republican Party and Trump Release 2024 Platform Commitment to American Citizens
Linkedln
July 09, 2024

In a bold and ambitious move, the Republican Party has unveiled its 2024 Platform Pledge to American Citizens, outlining a comprehensive agenda for Donald Trump’s reelection and to make America great again. With a clear commitment to securing the nation's borders, revitalizing the economy, and protecting individual freedoms, this platform sets the stage for transformative changes across the country.

Sales Tax Inflation at 50-Year High! - Triple Taxes on the Poor
Linkedln
June 03, 2024

Sales taxes are levied on retail sales of goods and services. They play a crucial role in funding local, state, and national government services.

With elder care costs up 40% in three years and child-care is up a monstrous 76% in 40 months, many families are on the brink of economic disaster and bankruptcy.

Elder Care Inflation 39% in Just Three Years - The Big Swindle of Our Americas Seniors
Linkedln
May 01, 2024

In 2019, the national median cost for assisted living was approximately $48,612 per year or about $4,051 per month. [i] Fast forward to 2024, and the projected national average cost of assisted living has become unaffordable and horrific due to extreme inflation and taxes.  As of April 2024, the estimated monthly median cost is around $5,665 [ii] or over $67,000 dollars per year. [iii]

Change Without Improvement is Worthless - Time for Innovation and Success 2024
Linkedln
January 17, 2024

Linkedin says that the CGO Chief Growth Officer is one of the fastest growing jobs. As such, change is a word often associated with progress and transformation, a concept that implies evolution, development, and adaptability. However, the mere act of change itself is not inherently valuable. Change must be accompanied by improvement to have real significance.

20 Productivity Secrets to Achieve Success in 2024
Linkedln
December 28, 2023

Use Tony Robbins' RPM method to establish specific, meaningful goals. The Rapid Planning Method (RPM) empowers you to proactively pursue your desired goals. It encourages you to first define your objectives and then strategize the necessary steps to reach them. Tony Robbins personally created RPM as a tool to effectively manage both his personal life and business endeavors. Follow Stephen Covey's advice to begin with the end in mind.

Secrets to Shaping Your Destiny
Linkedln
August 06, 2023

Many people wonder what the best ways to improve their life results. Here are some timeless perennial wisdom related to boosting your consciousness to a new level of productivity and abundance.

The Science of Gratitude - 25 Concepts to Contemplate
Linkedln
July 23, 2023

Gratitude is a powerful concept that embodies thankfulness and a sense of wholeness. It has the ability to enhance faith, foster connections, and shift our mindset from scarcity to abundance. Let's delve into these 25 profound tenets of gratitude and allow them to resonate within us, filling us with harmony, praise, and appreciation for what we have and what is yet to come.

Like Attracts Like
Linkedln
June 13, 2023

To begin our psychological, existential, and ontological discussion, Let's talk about Like Attracting Like. In the world of quantum physics, electrons in the outer shells of an atom can be attracted to the positively charged nucleus of another atom, leading to the formation of chemical bonds. Thus, our Likeness attracts certain people places and things.

2023 Resolutions - Go for Spectacular Innovation
Linkedln
May 22, 2023

Having published over 60 self-help books audio books, I can personally say that there hundreds of strategies for a great life that we can master, and then, there are also success principles that are subjective and apply directly to our personal situations. Here are 10 suggestions and philosophies to boost your life for mastery in 2023.

A Chartered Wealth Manager CWM from the Global Academy of Finance and Management GAFM is a professional certification
Linkedln
January 23, 2023

A Chartered Wealth Manager (CWM) from the Global Academy of Finance and Management (GAFM) is a professional certification that is awarded to individuals who have met certain qualifications and passed an exam to demonstrate their knowledge and expertise in wealth management.

THE WINTER NIGHT CLUB
Winter Night Club
May 01, 2020

The Winter Night Club is one of the oldest and most prestigious dinner societies of the Rocky Mountain region. The club’s grand history dates to the late 1800 s with the Mahogany and Red Mahogany dinner clubs. On November 5, 1902, members of the clubs merged, forming the WNC Winter Night Club and commencing over a century long tradition of education and fellowship. The notable list of past and present club members includes luminaries such as Colorado Springs founder, General William Palmer, entrepreneur and philanthropist, Spencer Penrose, and Colorado pioneer William S. Jackson.

The Crown and the Shadow : Mastering Power, Wealth, and Self-Realization Laws of Power
Amazon
July 02, 2025

"The Crown and the Shadow: Mastering Power, Wealth, and Self-Realization" is a bold and groundbreaking guide to meta-wealth psychology, strategic power, and spiritual success. Drawing inspiration from legendary thinkers such as Napoleon Hill, Carl Jung, Robert Greene, Chin-Ning Chu, Marcus Aurelius, and Friedrich Nietzsche, this book fuses quantum psychology, existential philosophy, personal development, and power dynamics into one transformational roadmap

The Leadership Handbook – A Primer on Leadership - The Greatest Authors & Books on Leadership
White Cross Library
December 17, 2022

This is a first of its kind VIP primer on leadership and management authors, principles and philosophy. Commissioner Mentz discusses many of the great gurus of leadership and success. The manuscript contains much historical information in leadership, success, and related policy. The book has key information top themes and ideas of the greatest philosophers in leadership, government, management, and business over the centuries up till the present day along with the basics of leadership and success with organizations and people.

POWER ! : The Spiritual Laws of Success Prosperity & Abundance - High Powered Teachings in Transpersonal and Humanistic Psychology
Amazon
August 18, 2021

In the last 20 years, I have analyzed over 500 books related to prosperity, power, consciousness, visualization, laws of attraction, organizational management, and more. After completing a law degree, and MBA, and an international law diploma, I realized that there are key ingredients to success and abundance and have devoted my life to the study of successful people.

The Rosicrucian Handbook & Hermetic Textbook of Success Secrets: The Original American Illuminati Loge de Parfaits d' Écosse - 1764
Independently published
January 21, 2019

This book contains the practical ideas, principles, and teachings of the Rosicrucians and Hermetic masters and the methods that transform the apprentice into the MAGI. This book will rock your consciousness. This book contains the power and spiritual magic that most never find. If you want to stop settling for an average life and begin co-creating your destiny, you may want to buy this book and keep it close to you until you see tangible results and power. The history and secrets unleashed in this book will shift your thinking. Be prepared for transformation, illumination and positive change.

The Illuminati Handbook – The Path of Illumination and Ascension: The Testament of the Mystical Order and The Secret Teachings that Make them Great
Independently published
January 31, 2015

The Testament of the Mystical Order and The Secret Teachings that Make them Great - Mystical Christian, Hermetic, Buddhist, Brahmin, Egyptian & Taoist Wisdom. Before the Da Vinci Code and before the Skull and Bones ...By: Magus IncognitoBefore the Skull and Bones. Before the Da Vinci Code. Before Dan Brown. Hundreds of years ago, the Illuminati and Secret Lodges of Europe and the Ancient world had developed secret techniques to master the mind, body and spiritual development. This book gives the real history and delivers the REAL secrets of the Illuminati and Lodges of the old world. This manuscript is a codification of the great teachings that were used by the lodges of central Europe, the Templar Based Lodges, the Lodges of Perfection, and the Ancient French/Germanic and Scottish Scottish Lodges. Keep in mind that this book goes back to deliver summaries of Greco-Egyptian Hermetic teachings, Rosicrucian Teachings, and even techniques and virtues of the more recent Freemasons. Look at the table of contents. Buy the book. When you read the book, YOU will see there is NOTHING else out there that delivers the history, techniques, and exercises like this book provides. All the best in your journey, Kindest Regards, MI

GAFM Global Academy of Finance & Management
Gafm.com
January 01, 1996

CEO - Accredited Certification Body - ESQ European Accredited and ISO 21001 Certified & ISO 9001 Certified Education and Certification Programs. Professional Designation and Professional Development Programs for executives licensed worldwide to authorized educational institutions, exam centers, and training conferencing organizations. Founder of the GAFM Global Academy of Finance & Management , AAFM AAPM - Consultative activity with US Government and United Nations, Consultative Status with Governments and Board Member & Advisor to various international standards companies in Asia, Africa, India, China, EU and more. Education Management, International Legal Counsel, Entrepreneur, Investor, Strategic Analyst. Strategic Advisor to: AAFM, IPMC/AApM, IIFM India, AABFS Arabia, IAQFP USA, Summit Business Media, National Underwriter, Tax Facts, Advisor FYI, AdvisorFX, ACCE Africa, UAE Securities and Commodities Authority, AA/Singapore, GBR China, and more IIPA. Various professional programs recognized by governmental bodies in the USA and internationally. As seen in the New York Times, Wall Street Globe, United Nations, US Department of Labor, Department of Education, Associate Press, and international news. The IBS has held professional memberships in the ACBSP, AACSB, AABFS, ANSI, ICE ,NBEA, CHEA Quality Group and NOCA. The Board of Standards recognizes qualified degree programs worldwide as an educational and assessment path to board certification and professional designations. Founder of the Wealth Management Institute & International Project Management Board. The GAFM was the 1st to integrate accredited exams & courses from AACSB and ACBSP Nationally Accredited Business Schools. The flagship certifications from the GAFM Board are the CWM Chartered Wealth Manager Certification and MFP Master Financial Planner . Mentz has worked as a business ambassador for his company leading projects in Asia, India, EU, Africa, Arabia, & Latin America.

Manifesting Your Destiny: The Quantum Mechanics of Creation By Commissioner George Mentz JD MBA CWM CILS
NewsMax Media
May 23, 2025

In my research paper, I explore how insights from quantum mechanics can illuminate the age-old quest of manifesting one's destiny. By examining concepts like the observer effect and entanglement, we reveal how our awareness and intentions can actively shape the reality we experience. We invite you to read our work and share your thoughts!​

The Triggers of a Bull Market - How Trump is Building the Age of Prosperity
GAFM News
February 20, 2025

Bull markets—long stretches of rising stock values—are never accidents. They are cultivated when governments, businesses, and consumers operate in an environment of low costs, fairness, and opportunity. A truly bullish economy is one where people keep more of what they earn, businesses expand without suffocating barriers, and global trade works to the nation’s advantage. Whether you draw inspiration from Dr. Art Laffer, Larry Kudlow, Stephen Moore, or President Donald Trump, all would agree: the foundation of prosperity rests on sound policies that encourage growth.

S&P 500 Goes To 10,000 - Why the Next Five Years Could Be the Greatest in S&P 500 International Growth: A Global Demand Supercycle Is Coming for Exports & Profits
Newsmax
June 25, 2025

The U.S. economy is poised for one of the most powerful stock market expansions in history. The S&P 500, long regarded as a barometer of American corporate strength, is no longer just a domestic index—it is a global juggernaut. Today, between 30% and 40% of all S&P 500 revenues come from outside the United States. But over the next five years, that figure could rise to 50%, driven by exploding international demand, a wave of tariff reform, regulatory and tax fairness, and America’s unrivaled leadership in innovation and artificial intelligence.

George Mentz: 20 Hot New Year's Resolutions to Attain Success Read Newsmax: George Mentz: 20 Hot New Year's Resolutions to Attain Success | Newsmax.com Important: Find Your Real Retirement Date in Minutes! More Info Here
Newsmax Economics Insider Expert Syndicated Author
December 21, 2021

George Mentz 20 Hot New Year's Resolutions to Attain Success - Over the last 20 years, each of us has read at least one self-help, success, financial freedom or empowerment books. It seems that each year there is a breakout theme or idea that dominates the bestseller lists. Here are 20 key success topics or themes that have been extremely popular over the last two decades. These types of research and publications may help you reevaluate and reinvigorate your life so that you can take yourself to the next level.

The Trump USA Productivity Factor: The Artificial Intelligence Brief
NewsMax Media
April 07, 2025

The rise of artificial intelligence (AI) has revolutionized various aspects of our personal and professional lives, particularly in the workplace. The pandemic-induced shift to remote work, compounded with rapid AI advancements, has redefined productivity in ways that were once unimaginable. The purpose of this article is to examine how AI tools are shaping the productivity landscape and what this means for the future of the workforce.

The New Lawfare of Fake Justice & Fake Evidence
Newsmax Money and Street Talk
September 09, 2024

Can Judges and Prosecutors be Indirecty Bribed or Extorted – The Cash for Prosecutions or Leniency Kickback Schemes. In both civil and criminal cases, judges and prosecutors wield significant influence over the legal process, with the expectation that their decisions remain fair and impartial. However, these officials can sometimes be subject to indirect pressures that, while not overtly illegal, mimic the effects of bribery or extortion. One such method is the offering of indirect benefits, such as jobs or board positions to a judge’s or prosecutor’s family members.

2023 Resolutions
Newsmax
January 03, 2023

George Mentz: For Your 2023 Resolutions, Go for Spectacular Innovation

Read Newsmax: George Mentz: For Your 2023 Resolutions, Go for Spectacular Innovation | Newsmax.com
Important: Find Your Real Retirement Date in Minutes! More Info Here

George Mentz Wealth Management Professor on Rob Carson Show - Economic Outlook
Rob Carson National Radio Show - Apple Podcasts
September 05, 2024

George Mentz performs 15 minutes of Economic Kung Fu discussion the peril of policies, inflation and a bad economy. Mentz explains how this economy will force people to reelect Donald Trump as President again.

The Big Swindle of Our Americas Seniors – Elder Care Inflation up over 39.58 % in Just 3 Years.
Newsmax
May 01, 2024

The Big Swindle of Our Americas Seniors – Elder Care Inflation up over 39.58 % in Just 3 Years.
In 2019, the national median cost for assisted living was approximately $48,612 per year or about $4,051 per month. Fast forward to 2024, and the projected national average cost of assisted living has become unaffordable and horrific due to extreme inflation and taxes. As of April 2024, the estimated monthly median cost is around $5,665 or over $67,000 dollars per year. Published Internationally May 2024

Inflation Is Crushing Working Families in 2023
Newsmax
October 04, 2023

2023 Inflation still blazing through the USA like a wildfire. Here are the most recent facts, data, and math analysis of prices for working families and homeowners in the USA. The relentless surge in inflation has cast a dark shadow over the livelihoods of working individuals, with particularly devastating impacts on women and minorities. The repercussions of this economic upheaval have been far-reaching, as interest rates continue to wreak havoc on families burdened with loans on homes, credit cards, cars, and student loans.

47 Nations Lower Tariffs on the USA - Peace and Trade - How Trump’s Initiatives and Lower Deb Burdens Are Reshaping the Global Markets and Economy
GAFM Global Academy and New York Gazette
August 04, 2025

47 Nations Lower Tariffs on the USA - Peace and Trade - How Trump’s Initiatives and Lower Deb Burdens Are Reshaping the Global Markets and Economy

The Triggers of a Bull Market: How Trump is Building the Age of Prosperity
Thinkers360
October 02, 2025

The Triggers of a Bull Market: How Trump is Building the Age of Prosperity

Bull markets—long stretches of rising stock values—are never accidents. They are cultivated when governments, businesses, and consumers operate in an environment of low costs, fairness, and opportunity. A truly bullish economy is one where people keep more of what they earn, businesses expand without suffocating barriers, and global trade works to the nation’s advantage. [i] Whether you draw inspiration from Dr. Art Laffer, Larry Kudlow, Stephen Moore, or President Donald Trump, all would agree: the foundation of prosperity rests on sound policies that encourage growth.

Below are the Top 10 Key Factors in a Great Economy that Spark a Bull Market.

1. Low Cost of Energy

Energy affordability is one of the most powerful growth levers. When gasoline, electricity, and natural gas are affordable, companies see higher margins and households pocket more income. Lower fuel costs ripple into farming, manufacturing, and shipping—cutting grocery bills and reducing costs on nearly every good in the economy. With oil under $62 a barrel, U.S. consumers are already seeing savings that translate directly into stronger markets. [ii]

2. Peace and Global Stability

Markets hate uncertainty. Peace reduces risk premiums, stabilizes trade, and allows capital to flow toward innovation rather than destruction. Every war brings inflation and shortages; every era of peace supports growth. Trump’s active peace efforts across 6–12 nations, coupled with his resolve to avoid new wars while still selling billions in defense hardware, provide stability without entanglement.

3. Technology and Innovation

Every great bull run has been powered by new technology—railroads, electricity, aviation, semiconductors, the internet, and now AI. The U.S. leads Europe in artificial intelligence, biotech, and digital innovation, fueling new industries, high-paying jobs, and unprecedented wealth creation. We all remember the Internet Bubble of the late 1990s, and we remember the worst crash in history with $10 Trillion in market losses under the Clintons in 2000-2001. [iii]

4. Free and Fair Trade

Open trade expands efficiency, reduces costs, and enlarges markets. This applies both internationally and domestically: states with lower crime, lower taxes, and fewer barriers outperform their peers.

The Power of Tariff Reductions

When a president successfully negotiates with 167 nations of the World Trade Organization to lower tariffs on U.S. goods, the result is a boom opportunity. Exporters gain market access, American industries grow more competitive, and foreign capital flows in to capture U.S. growth. Entire sectors experience renewed demand, triggering surging stock prices and job creation. [iv]

5. Low Inflation

Stable, low inflation preserves the value of wages and investments. It reassures consumers and businesses alike, allowing for long-term planning, higher confidence, and sustained expansion. Under President Biden, many seniors and workers had their buying power cut by 30%. [v] Now that inflation is under control and coming down, a sustainable boom could happen.

6. Low Interest Rates and Affordable Credit

Low rates make mortgages, loans, and credit cards more affordable. Consumers spend more, small businesses expand, and corporations finance growth cheaply. Easy credit is the bloodstream of a thriving bull market. [vi]  Until the Democrat controlled Federal Reserve lowers interest rates, the Bull Market is moving ahead hesitant to take off. Most countries are charging 100% less for loans, and many US S&P 500 nations have access to cheaper loans abroad in spite of the Fed’s desire to inhibit Trump’s performance and benefits for the workers.

7. Lower Taxes and Reduced Fees

Taxes and hidden surcharges are invisible weights on prosperity. Cutting them unleashes growth:

• Corporate Taxes – Trump’s new Corporate Tax rates are bringing billions into the USA. The USA had the worst taxes in the world under Obama, but have now been reduced by Trump to somewhere in the middle of the other 200 nations.
• Lower Federal Taxes free capital for reinvestment and hiring.
• Lower State, County, and City Taxes make regions competitive and attractive.
• Reduced Hidden Taxes and Fees on cell phones, airline tickets, Internet, utilities, and gasoline return billions to consumers.
• Lower Startup and Licensing Fees make it easier for entrepreneurs to launch new businesses and create jobs.

8. Lighter Regulation and Business Fairness

Simpler, fairer rules reduce compliance costs and unleash innovation. Trump’s deregulatory push mirrors success stories abroad: Dubai’s tax-free zones and business-friendly visas, for example, attract thousands of entrepreneurs who turn vision into value. [vii]

9. Affordable Education and Skilled Labor

Affordable training and education feed a skilled workforce ready for high-value industries. States that prioritize skills and vocational training outperform those that don’t. A competitive labor force is a magnet for global investment. [viii] [ix]

10. Labor & Sustainable Immigration

Bull markets thrive when companies can expand payrolls quickly. Flexible labor policies ensure opportunity isn’t lost due to rigid costs, regulations, fixed wages, or barriers. States with smart employment, health care, and disability laws that balance flexibility with fairness see the greatest gains. [x] [xi]  Presently, the USA needs skilled and affordable labor, but there are up to 750 million people that would move to the USA if given the chance. This is why the USA must do like the other winners such as: Dubai, Singapore, Hong Kong and Switzerland and turn the USA immigration system into a sustainable system of visas and tourism that has leftover revenues to help feed and house the poor. [xii]

20 Bull Market Catalysts: Policies, Events & Innovations

From history, here are proven catalysts that sparked powerful market expansions:

1. Post-WWI Consumer Boom (1920s) – Radio, automobiles, credit expansion.
2. New Deal Infrastructure (1930s) – Public works & banking reform.
3. Post-WWII Expansion (1945–1960s) – GI Bill, housing boom.
4. 1960s Tech & Defense Spending – Aerospace & electronics surge.
5. Reagan Tax Cuts (1981) – Lower taxes, deregulation, defense buildup.
6. Fall of Berlin Wall (1989) – Market liberalization in Eastern Europe.
7. Dot-Com Boom (1995–2000) – Internet commercialization & IPOs.
8. China’s WTO Entry (2001) – Supply chains, global trade expansion.
9. Bush Tax Cuts (2003) – Capital gains & dividend relief.
10. Smartphone Revolution (2007–2015) – Apple, apps, mobile economy.
11. Quantitative Easing (2009–2014) – Liquidity injection post-crisis.
12. Cloud Computing & SaaS – New recurring-revenue models.
13. Trump Tax Reform (2017) – Corporate tax cuts, repatriation.
14. COVID Stimulus (2020) – Trillions in fiscal/monetary support.
15. AI & Machine Learning Boom (2023–2025) – Generative AI surge.
16. Low Interest Rate Environments – Cheap borrowing fuels demand.
17. Peaceful Global Conditions – Stability drives confidence. If peace and free trade become the norm of the 2020’s  it will become the Roaring 20s again.
18. ETF & Index Fund Adoption – Democratized stock ownership.
19. U.S. Shale Energy Boom – Lower costs, industrial growth.
20. Fintech & Digital Payments – Expanded financial inclusion.
21. The future of the economies of Africa, Arabia, India, and South Asia show huge opportunities for investment, growth, and pushing the global stock markets forward.

Global Proof: Dubai, Monaco, and Hong Kong

One only needs to look at Dubai, Monaco, Singapore, Switzerland, Saudi Arabia, and Hong Kong to see the power of fair business treatment:

• Dubai: From oil reliance to trade, logistics, and tourism powerhouse via tax-free zones.
• Singapore: A global model of efficiency and business-friendliness.
• Switzerland: Banking and finance capital of the world.
• Monaco: Ultra-low taxes and financial stability yield one of the highest GDPs per capita.
• Hong Kong: Built on low taxes, open markets, and ease of business formation.
• Saudi Arabia: Now pivoting to follow Dubai’s playbook of diversification.

These examples prove prosperity blossoms where government empowers rather than burdens. The economic miracle in these nations rests on visionary leadership that built: world-class infrastructure, strategic diversification of services, a highly business-friendly environment with low taxes [xiii] and free zones, bold tourism and branding projects that attracted millions of visitors, investments in technology and innovation, strong human capital development through world-class universities and healthcare, diplomatic and international relations that opened global markets, and of course, a thriving financial services sector, and social stability that fostered investor confidence and positioned these nations as a cosmopolitan centers of opportunity.

Confidence and Sentiment

Optimism fuels markets. When consumers see lower costs and businesses see fairness, both expand with confidence. This self-reinforcing cycle is the heartbeat of a bull market.

Conclusion

Building the Next American Age of Prosperity

Bull markets do not happen by chance—they are the product of discipline, vision, and leadership. History shows that prosperity follows when governments reduce barriers, protect peace, and create an environment where businesses and families can thrive. Affordable energy, low taxes, restrained inflation, and access to credit are not just abstract economic ideals—they are the fuel that drives growth, wages, innovation, and rising stock values.

Under President Trump’s policies, the groundwork is being laid for what could become one of the most dynamic economic expansions in American history. Negotiating tariff reductions with 167 nations, cutting hidden fees and taxes that burden consumers, and freeing small business from suffocating regulations creates a ripple effect that reaches every household. These actions restore confidence, increase disposable income, and stimulate investment. When capital flows freely, when Americans keep more of what they earn, and when peace reduces global uncertainty, markets respond with historic gains.

The lessons from Dubai, Monaco, Singapore, and Hong Kong prove the model: prosperity follows when governments empower citizens rather than weigh them down. A strategic mix of low taxation, business-friendly policies, global trade access, and visionary leadership transformed those nations into magnets for capital and talent. The United States—larger, more resource-rich, and more innovative—has the potential to replicate and even surpass these miracles on a grand scale.

If government waste is reduced, debt service costs are lowered, and interest rates decline, Americans could collectively save trillions—capital that would return directly into the hands of families, entrepreneurs, and investors. With that momentum, the United States could experience a new “Roaring ’20s,” not fueled by speculation alone, but by sound policy, global stability, and an expanding base of skilled labor.

The path to a bull market is clear: empower workers, liberate entrepreneurs, negotiate fair trade, control inflation, inspire immigration, incentivize corporate investing into the USA, and keep energy affordable. Do this, and the United States will not only enter an age of prosperity but will redefine what is possible for free markets in the 21st century. The choice is not whether a bull market will come, but how strong and how long it will last when leadership stays committed to growth.

 

 

 

[i] The Bull Market Is Alive and Well | Newsmax.com

[ii] The Trump Economy Will Take Off in 6-9 Months | Newsmax.com

[iii] The Next Financial Crisis: 2024 | Newsmax.com

[iv] Half the World Lowers Taxes on America | Newsmax.com

[v] Social Security benefits in 2024 have lost 20% of buying power compared to 2010

[vi] Fed Lending Rates the Worst of World's Civilized Nations | Newsmax.com

[vii] Trump to meet with OMB director to plan cuts to 'Democrat Agencies' | Just The News

[viii] The Value Proposition of College, Graduate Degrees | Newsmax.com

[ix] College Education for Free ? – 2020 Campaign and Online Education Facts and Economics | Newsmax.com

[x] US Claims 3.8% Unemployment. It's at Least 10%. | Newsmax.com

[xi] George Mentz: Why It Doesn't Pay to Work in America - Trump's vs Biden's Policies | Newsmax.com

[xii] Another 750M Migrants Ready to Move to the USA | Newsmax.com

[xiii] 9 Countries With No Capital Gains Tax: Keep Your Wealth - InvestAsian

The 2025 Gold and Silver Boom: Entering a New Super Cycle
Thinkers360
September 23, 2025

The 2025 Gold and Silver Boom: Entering a New Super Cycle

Gold and Silver’s Appreciation -  Technical Breakouts, Commodity Scarcity. Why Gold and Silver can Run Up with Gold at $10,000 and Silver at $100

For over a decade, gold and silver have trailed stocks, real estate, and tuition. The Nasdaq 100 and S&P 500 posted triple-digit gains, while housing and education costs surged. Precious metals—long seen as bedrocks of financial security—lagged. Yet this divergence is not weakness, but preparation. We are in the middle of a boom in Gold and Silver, and the Bull Run on Silver and Gold may continue for 12-18 months until the prices catch up to the markets and crypto markets. [i]

According to Reuters this week, after a decade of weak performance, commodities may be on the cusp of a new super cycle driven by both supply and demand pressures. On the supply side, production and refining are highly concentrated in a handful of countries, exposing markets to geopolitical risks, while years of underinvestment, declining ore grades, and long lead times limit new capacity. On the demand side, the global push toward electrification, renewable energy, and AI-driven infrastructure is set to fuel unprecedented consumption of key resources like copper, which could face a 30% shortfall by 2035. Financially, commodities remain well below their inflation-adjusted peaks, making them relatively undervalued compared to equities, while sticky inflation and weaker bond hedges may push investors to view metals and energy as strategic portfolio stabilizers. With these structural factors aligning, conditions for the next commodities super cycle appear to be falling into place. [ii]

As inflation persists and systemic risks intensify, gold and silver are poised for a decisive move. With supply-demand constraints, sovereign recognition, and technical setups aligning, investors may soon see an explosive rotation back into metals. Unlike crypto—which lacks tangible backing—gold and silver remain scarce, industrially essential, and universally recognized.

Other nations like China, Russia, and the BRICS bloc are steadily increasing gold reserves, and if the U.S. were to revalue its Fort Knox and other gold holdings or launch a sovereign wealth fund, it could trigger a global race to accumulate gold, driving prices higher as sovereigns and institutions compete for limited supply. Since the U.S. still carries its gold at just $42.22/oz—a figure frozen since the 1970s—resetting that value closer to today’s market levels of $2,500–$3,000/oz would establish a far higher official baseline. Such a move would also highlight silver’s relative undervaluation, likely sparking speculative flows into the smaller, more volatile silver market.

1. The Underperformance That Built Pressure

Between 2015 and 2025:

• Gold rose 60–70%
• Silver gained only 20–30%
• S&P 500 advanced 220%+
• Nasdaq 100 jumped 350%+
• Housing doubled in many metros
• Tuition rose 50–80%

This gap sets up mean reversion. When undervalued assets like metals lag so deeply, they often rebound with dramatic outperformance. [iii]

1. The Supply and Demand Tailwind

• Mining Constraints: Fewer discoveries, rising costs, regulatory hurdles.
• Industrial Demand: Silver essential for solar, EVs, semiconductors, and medical devices. Gold critical in electronics and aerospace.
• Shrinking Inventories: COMEX and LBMA stockpiles falling.
• Central Bank Accumulation: Nations diversifying away from the dollar.

These fundamentals ensure that once investor demand collides with constrained supply, price moves could be extreme.

III. The Silver Breakout: $80 to $100 in Sight

Silver’s all-time highs around $50 serve as a ceiling. If broken, this resistance could unleash a parabolic run:

• Momentum buying by institutions and funds.
• Algorithmic triggers adding to upside pressure.
• Short squeezes as paper silver positions unwind.
• Retail enthusiasm comparable to 1980 or 2011 surges.

In such a breakout, silver could quickly move toward $80–$100.

1. The Gold-to-Silver Ratio: What Silver’s Move Means for Gold

Historically, the gold-to-silver ratio (gold price ÷ silver price) has ranged between 15:1 and 80:1. Recently it has hovered in the 70–85 range. If silver were to surge to $80–$100, even a conservative ratio implies much higher gold prices:

• At 80:1 → Silver $100 would imply Gold at $8,000.
• At 60:1 → Silver $100 would imply Gold at $6,000.
• At 40:1 → Silver $100 would imply Gold at $4,000. [iv]

Even modest ratio compression alongside a silver breakout points to gold doubling or tripling from current levels. Thus, silver’s technical breakout would not stand alone—it could drag gold into a new secular bull market.

1. Gold and Silver vs. Crypto: Backed by Reality

• Crypto: Innovative but unbacked, dependent on speculation and adoption.
• Metals: Tangible commodities with sovereign recognition, industrial demand, and intrinsic scarcity.

Investors looking for real, commodity-backed protection will likely gravitate toward gold and silver in an environment of distrust in fiat and digital-only assets.

1. Sovereign and Institutional Recognition

• Legal Tender: U.S. Eagles, Canadian Maple Leafs, and others.
• State Laws: Utah and Wyoming recognizing gold and silver in commerce.
• Banking Standards: Basel III treats allocated gold as Tier 1 capital.
• Global Reserves: Central banks steadily accumulating gold.
• Trade Use: BRICS nations exploring gold-backed trade systems.

VII. Macro Catalysts

• Persistent Inflation eroding fiat purchasing power.
• Debt Saturation limiting central bank flexibility.
• Geopolitical Risk increasing safe-haven demand.
• Supply Constraints ensuring scarcity supports price.
• Monetary Volatility creating fertile ground for metals.

VIII.  Interest Rates

The Federal Reserve has signaled several additional interest rate reductions, and while these cuts come later than many had hoped, history shows that such moves often provide tailwinds for precious metals. Silver and gold have historically gained value during periods of lower rates for multiple reasons, including reduced opportunity costs of holding non-yielding assets and the fact that lower borrowing costs ease financial pressures across industries, including mining. With cheaper capital and lower operating costs, the supply side often becomes more efficient, while investor demand for hard assets as a store of value typically rises, creating a favorable environment for precious metals.

IX Artificial Intelligence Needs Silver

Silver is proving to be an unsung hero in the AI revolution, quietly powering breakthroughs that shape our digital future. As the most electrically conductive element, silver enables high-speed data transmission in advanced AI chips and processors, while also serving a vital role in thermal management through specialized pastes and interfaces that keep power-dense systems cool and efficient. Its applications extend to next-generation semiconductor fabrication at cutting-edge nodes, to enhancing the performance of sensors and connectors that drive real-time data exchange, and even to solar cells in AI-powered energy systems. With demand for AI hardware surging across data centers, robotics, and autonomous vehicles, analysts expect silver consumption to keep rising, creating persistent supply deficits. While silicon and GPUs may take the spotlight, silver remains the essential, behind-the-scenes enabler of AI innovation. [v]

 

X. Other Key Factors – De-Dollarization, Mining Capacity, & Green Energy

Beyond the already powerful supply-demand dynamics, several overlooked forces may accelerate gold and silver toward new highs. The global shift away from the U.S. dollar in trade and reserves is spurring central banks to accumulate more gold as a neutral settlement asset, while talk of BRICS gold-backed systems could further intensify demand. On the supply side, both metals may have reached “peak mining,” with ore grades declining and new discoveries scarce, making future production growth difficult. Even as nominal interest rates fluctuate, negative real yields continue to erode purchasing power, enhancing the appeal of non-yielding assets like gold. Meanwhile, the worldwide push toward green energy—from solar panels to EVs—locks in long-term industrial demand for silver, while the heavily leveraged paper markets on COMEX and LBMA carry the risk of a short squeeze if physical demand overwhelms supply.

Conclusion: The Inflection Point for Metals

Gold and silver are not relics—they are strategic assets backed by scarcity, sovereignty, and industry. Their lagging decade has created conditions for a historic catch-up. Silver’s breakout above $50 could ignite a run to $80–$100, and with it, a gold price several multiples higher, as the gold-to-silver ratio realigns toward historical norms.

If it weren’t for the growing appeal of cryptocurrencies, NFTs, and digital tokens, gold might already be trading much higher—some say as high as $10,000 per ounce—because much of the speculative and hedging capital that traditionally flowed into gold has been diverted into these digital assets. For instance, in 2025 so far, Bitcoin ETFs have attracted about US$13.5 billion in net inflows, which is nearly 70% of what gold ETFs have pulled in (≈ US$19.2 billion) year-to-date. [vi] Additionally, gold-backed physically backed ETFs saw their largest quarterly inflows in three years in Q1 2025—US$21.1 billion, equal to 226.5 metric tons—suggesting that demand is strong but might be lower than it would have been without competing digital stores of value.  [vii]Because Gold has not caught up with the Crypto inflation and appreciation, Gold may be seen as undervalued as it is a real, tangible asset and recognized form of wealth.

Investors have multiple ways to gain exposure to gold and silver, depending on their risk tolerance and goals. Traditional choices include tangible bullion such as coins and bars, valued for direct ownership and long-term wealth preservation. More liquid options include exchange-traded funds (ETFs) like GLD or SLV, which track spot prices, and mutual funds or mining stocks, which offer leveraged exposure through companies that produce or stream precious metals. For more advanced strategies, investors can use options to hedge or speculate, or employ leveraged ETFs that amplify daily price movements—though these carry higher risk. Many like investing in the mining stocks or funds related to mining.  [viii]Together, these vehicles provide both conservative and tactical ways to participate in potential gains from gold and silver.

Some gold ETFs allow investors holding large enough positions to redeem their shares for physical bullion, though minimums, fees, and procedures make this option practical mostly for institutions or high-net-worth individuals.

Several top investing experts and billionaires see gold as a vital hedge against what they believe is a looming bubble in markets, debt, and monetary policy. Ray Dalio of Bridgewater recommends holding 10–15% in gold as protection against mounting debt crises and currency risks, noting it can shield investors from a potential financial “heart attack”. [ix]  Jeffrey Gundlach, the “Bond King,” says that allocating up to 25% in gold is not excessive given rising inflation and a weakening U.S. dollar. [x]  Hedge fund manager David Einhorn has made gold one of his biggest winners, using it as insurance against deficits and an erosion of confidence in fiat money. [xi] John Paulson remains long-term bullish on gold and mining assets, warning of de-dollarization and persistent monetary over-expansion. [xii] Meanwhile, Mike Wilson, Morgan Stanley’s CIO, suggests a 60/20/20 portfolio that allocates a full 20% to gold, arguing it is more “anti-fragile” than Treasurys in today’s environment of inflated asset prices and geopolitical risks. [xiii]  Together, these investors highlight gold’s role as a stabilizer when traditional assets appear vulnerable.For investors seeking security, metals remain the ultimate hedge—and perhaps the next great growth trade of the decade. This New Year’s Season may be a very good one for those holding Gold, Silver and other precious metals.

Banking system fragility, political uncertainty, and rising geopolitical tensions also add safe-haven appeal to Gold and Silver. Finally, with trillions in generational wealth transfer underway, many investors view gold and silver as the ultimate store of value across lifetimes, ensuring their role as strategic anchors in both private and sovereign portfolios. For investors seeking security, metals remain the ultimate hedge—and perhaps the next great growth trade of the decade. This New Year’s Season may be a very good one for those holding Gold, Silver and other precious metals.

 

Disclaimer – Consult a licensed professional before making any important decision. The author has invested in Gold and Silver over the last 25 years and may continue to do so.

 

The Bull Market of 2025-27 – Will it Mirror the 2017–2019 Bull Run
Thinkers360
September 10, 2025

The Bull Market of 2025-27 – Will it Mirror the 2017–2019 Bull Run

From January 2017 through December 2019, U.S. equities enjoyed one of the most remarkable stretches in modern history. Fueled by corporate tax reform, pro-business policies, and a backdrop of low inflation with supportive monetary conditions, the “Trump bull market” drove strong, broad-based gains across large, mid, and small-cap stocks. While volatility always reminds investors of cyclical risks, the period as a whole produced outstanding total returns across every major benchmark.  This article is to provide ideas for investors with the hope that there will be a repeat of the variables in the 36 month timeframe of 2017-19.

Three-Year Total Returns by Major Index (Jan 2017 – Dec 2019)

• S&P 500 (large-cap): +53%
• Dow Jones Industrial Average: +49%
• Nasdaq Composite: +80% (top performer among headline benchmarks)
• Russell 2000 (small-cap): +27%
• S&P MidCap 400: +27%
• S&P SmallCap 600: +27%

Other Notable Overperformers

• Russell 1000 Growth: +70% – benefited from the dominance of large-cap growth, especially tech and consumer discretionary leaders.
• Russell MidCap Growth: +54% – outperformed both the S&P MidCap 400 and Russell 2000, showing the strength of mid-cap growth stories during the bull market.

Key takeaway: While broad indexes gained solidly, growth-focused benchmarks—particularly those tilted toward technology and innovative companies—outpaced value and small-cap peers.

Sector Performance (S&P 500, Total Returns, 2017–2019 Combined)

• Information Technology: +103% – clear leader, driven by cloud, mobile, and semiconductors.
• Communication Services: +18% – mixed, as legacy media lagged but digital platforms thrived.
• Financials: +37% – supported by rising rates early, volatility in 2018, recovery in 2019.
• Industrials: +35% – global trade turbulence capped upside, but strength in 2019 helped.
• Consumer Discretionary: +58% – led by e-commerce and consumer services.
• Health Care: +56% – resilient through the cycle even prior to COVID, aided by biotech and managed care.
• Materials: +33% – cyclical exposure kept returns moderate.
• Real Estate: +40% – benefited from lower rates in 2019 after a challenging 2018.
• Utilities: +46% – steady compounding plus flight-to-safety in volatile periods.
• Energy: –9% – only negative sector, struggling with oil price volatility and oversupply. However, with AI needs today, the landscape has changed.

Conclusion: Policy, Market Breadth, and Future Outlook

The 2017–2019 bull market showcased the breadth and resilience of U.S. equities. While large-cap tech dominated, gains also extended to mid- and small-caps, reflecting a healthy market structure.

Several policy drivers underpinned this advance:

• The Tax Cuts and Jobs Act (2017) boosted corporate earnings by slashing the statutory corporate tax rate from 35% to 21%.
• Deregulation initiatives in finance and energy provided a friendlier environment for capital investment.
• A shift from Fed tightening in 2018 to rate cuts in 2019 restored liquidity and investor confidence.
• An unprecedented time of peace and lack of notable wars.

Together, these forces produced a powerful bull market across indexes and sectors, demonstrating how fiscal and regulatory choices can stimulate both growth leadership in technology and broad participation across the market.

Forward-Looking Perspective (2025 and Beyond)

Looking ahead, the market backdrop could be poised for a new phase of expansion:

• World peace initiatives (6–12 agreements under Trump in 2025) are expected to reduce global tensions, creating a more stable environment for investment and trade.
• Lower energy costs support both consumers and industrial sectors, easing inflationary pressures.
• Tariff reductions by 47 nations enhance global trade flows and improve profit margins for multinational firms.
• Lower interest rates restore liquidity, encouraging both capital investment and equity valuations.
• International equities, depressed by the lingering effects of the Ukraine War, remain undervalued relative to U.S. peers—positioning them as potential leaders in the next stage of the cycle.
• World Demand – With 8 Billion people, The world population is increasing by roughly 70-90 million people per year and demand from Arabia, South Asia, India, and Africa continues to increase every day.

In sum, just as pro-growth policies fueled the 2017–2019 bull run, today’s mix of peace initiatives, lower tariffs, easing monetary policy, lower debt burdens, and more favorable global conditions suggests that both U.S. and international equities could be on the cusp of another powerful expansionary cycle.

Citations

1. Slickcharts. S&P 500 Annual Total Returns 1926–Present. Available at: https://www.slickcharts.com/sp500/returns/details
2. Macrotrends LLC. S&P 500 Historical Annual Returns. Available at: https://www.macrotrends.net/2526/sp-500-historical-annual-returns
3. Bankrate. A history of the Federal Reserve’s interest rate changes. Available at: https://www.bankrate.com/banking/federal-reserve/history-of-federal-funds-rate/
4. FedPrimerate.com. Federal Funds Rate History. Available at: https://www.fedprimerate.com/fedfundsrate/federal_funds_rate_history.htm
5. International Monetary Fund. The Long-lasting Economic Shock of War. IMF Finance & Development, March 2022. Available at: https://www.imf.org/en/Publications/fandd/issues/2022/03/the-long-lasting-economic-shock-of-war
6. White House (2025). President Trump Brokers Another Historic Peace Deal. Available at: https://www.whitehouse.gov/articles/2025/08/president-trump-brokers-another-historic-peace-deal/
7. Associated Press. Armenia, Azerbaijan sign peace deal at White House with Trump as host. Available at: https://apnews.com/article/donald-trump-white-house-armenia-azerbaijan-069379e9c4a058c96af38afbf4684829
8. Newsmax (George Mentz). Trump’s Global Economic Breakthrough. Newsmax Finance, August 25, 2025. Available at: https://www.newsmax.com/finance/georgementz/trump-global-economy/2025/08/25/id/1223840/
9. Cato Institute (Susan Dudley). Deregulation Under Trump. Regulation, Summer 2020. Available at: https://www.cato.org/regulation/summer-2020/deregulation-under-trump

Additional References (Trump Tax Cuts → GDP/Economic Impact)

1. U.S. House Ways and Means Committee. Extending Trump’s Tax Cuts Would Boost Jobs, Wages, and Economic Growth. April 21, 2025. Projects a short-run real GDP boost of 3.3–3.8%, and a long-run increase of 2.6–3.2%. Available at: https://waysandmeans.house.gov/2025/04/21/study-extending-trump-tax-cuts-would-boost-jobs-wages-and-economic-growth/
2. Tax Policy Center. How Might the Tax Cuts and Jobs Act Affect Economic Output? Shows GDP growth rising from 2.4% in 2017 to 2.9% in 2018, likely due largely to the tax cuts, then moderating to 2.3% in 2019. Available at: https://taxpolicycenter.org/briefing-book/how-might-tax-cuts-and-jobs-act-affect-economic-output

 

The Value Proposition of College, Graduate Degrees
Thinkers360
June 06, 2025

As a college professor 22 years ago, I co-authored some papers with Dr. Richard Whiteside, who was Dean of Tulane University Admissions. Our articles were published in a few peer-reviewed journals and top higher education publications such as Educause and Journal of College Admission. ^[i]

Our papers are considered some of the earliest research to explore the use of the internet to recruit and promote colleges, universities, and business schools, as well as to attract students from across the globe. ^[ii]

Fast forward to today, and there are almost 4,000 ^[iii] colleges and universities in the United States, including around 1,000 business schools. ^[iv] The landscape is evolving, and we are at a critical juncture. Top-tier colleges, universities, law schools, and medical schools continue to enjoy significant advantages in recruitment and return on investment.

However, as tuition costs rise, it has become clear that attending a prestigious institution is no longer a straightforward decision. For example, some colleges in Boston charge tuition fees between $80,000 and $100,000 per year. In contrast, many excellent state schools can provide an equally valuable education for roughly $30,000 per year.

Additionally, some local colleges offer lower tuition costs, making them an even more affordable option.  In a Newsmax article that I published 5 years ago, I researched several colleges that have free tuition and are free “wholly online” colleges or universities. ^[v] Furthermore, President Trump continues to “promote the plan” of creating a free online government university for working families and people who can’t afford college which could also cut the future federal debt by reducing defaulting student loans. ^[vi]

Several of my past articles have highlighted the return on investment in higher education. ^[vii] A student spending about $50,000 a year for a four-year degree may accumulate at least $200,000 in debt, which could increase substantially with graduate school expenses, ranging from $100,000 to $300,000.

I've met physicians who are burdened with college & medical school debts exceeding $400,000. The question remains: If you graduate with a generalized degree, will you be able to out-earn others who are entering the workforce without the debt?

In the papers that I co-published with Dr. Whiteside, we discussed the clear earning advantage of holding a college degree or a master's degree over the course of a lifetime and career. ^[viii]

Today, however, students must focus on careers and fields that are less susceptible to outsourcing. As I often tell my students, pursuing a trade such as plumbing or electrical work is a strong option for job security. Consider that over 1 MILLION engineers graduate each year in India ^[ix], and over 750 million people worldwide aspire to move to the United States. ^[x] With 96% of the global population living outside the U.S., it’s clear that competition for jobs and education is intensifying.

Furthermore, there are exceptional colleges and universities around the world, many of which offer valuable programs in English. The rise of online education has made it even easier for students to earn degrees from prestigious institutions without leaving home. ^[xi]

Returning to the original theme, if you're accepted into a well-regarded college and offered financial aid, it could be a wise decision to attend. A friend’s son, for instance, was accepted into two great colleges: one private and one public.

The private university offered a 50% scholarship, but after factoring in the scholarship, the total cost of attending the public university was comparable to the private one. In the end, the student chose the public university.

If I were advising students on their college education—whether undergraduate, law school, or MBA programs—I would encourage them to carefully evaluate the costs and the potential for financial aid. Additionally, students should consider the location and associated travel costs of attending a specific program.

If your goal is to enter the finance world, it might be worth attending a school near a financial center for networking purposes. Similarly, if you want to work in technology, you should focus on schools in areas with thriving tech industries, such as Silicon Valley.

Factors like location, climate, employability in the area, and the opportunity to meet interesting people should also play a role in your decision-making process. Most importantly, you should choose a program that makes you feel passionate and alive. Many experts today recommend a reverse-engineering approach to choosing a college and a field of study.

For example, if you love music or communications, you might want to consider a school like Loyola University, where I studied, as New Orleans is a hub for music and historical Jazz culture. Further, many colleges have a better grade curve and inflation than others. Thus, be aware of the average GPA of a college, law school or MBA program. ^[xii]

It is also important to research potential job outcomes for various majors. For instance, an MBA might offer a better return on investment than a law degree if you don’t plan to work in a field that requires a law license. Today, the main reason many people pursue law degrees is for the stability and benefits of working in government.

Medical and law schools also vary significantly in cost. While some private medical and law schools can be prohibitively expensive, public universities often offer programs that cost less than half as much. These considerations are critical when deciding on a path forward, and I recommend discussing these options with a financial advisor, your parents, or your children.

As an e-learning pioneer in legal and business education, I have taught and designed over 300 courses for accredited law and business schools. I encourage everyone to consider online education programs that offer degrees from well-ranked universities.

Additionally, in 2020, President Trump signed an executive order ensuring that skills, certifications, and qualifications would be treated equally to traditional degrees when hiring for federal jobs. This means that specialized certifications could give job candidates an edge over those with general degrees.

Even today, I teach as a law faculty member and  online professor for one of the top ranked law schools in the USA, Texas A&M Law School.  Speaking from experience, as soon as your program is in the top 25 in the USA, the applications and competition for admissions goes up dramatically.  However, I teach for the LLM and Masters of Laws programs, and we can accept students from California to New York without a student having to live on site.  This type of option was not available 30 years ago, but with technology and learning platforms, this type of educational opportunity is open to all qualified applicants.  

With the increasing availability of free online courses, including Massive Open Online Courses (MOOCs), everyone should take advantage of these opportunities to earn attendance certificates or other qualifications. Be sure to investigate whether these programs can count toward college credit, as this could impact your decision-making.

Finally, many top universities or even law schools in the U.S. also offer affordable nighttime courses or “city college” programs, which provide a general degree at a fraction of the cost. ^[xiii]

With the new accreditation standards being implemented across the country, we may see a rise in new accreditation agencies recognizing tax-paying universities that do not benefit from tax loopholes. There is also growing support for private education systems that pay taxes to contribute to local, state, and federal operations.

Unless you are pursuing a career as a doctor, CPA, lawyer, nurse, engineer, architect, or another licensed professional, you might want to consider specializing in diplomas or trade skill licensing education rather than spending 4-5 years for a traditional college degree.

While obtaining college degrees and graduate school qualifications is necessary for professions like medicine, law, accounting, and architecture, it’s also important to explore the thousands of career opportunities available in city, state, and federal government. These public sector roles often provide excellent pay, benefits, and pension programs, but knowing the specific qualifications and requirements for these positions is key to securing a stable and rewarding career.

For many years, I volunteered as an economist for the U.S. Department of Labor, helping to create content on their websites about careers, jobs, and employment, and I can attest to the wealth of opportunities in public service. Focusing on careers that can't be easily outsourced or that offer unique, non-replicable services can ensure long-term job security and success.

Furthermore, I have recently served the White House as Commissioner for the PSP Presidential Scholars Programs, where I had the privilege of acting as both a judge and a commissioner, evaluating the top resumes from high school students across the nation to award the Presidential Medals.

The best resumes typically feature a 4.0 GPA or higher, academic awards, extensive volunteer service or part-time jobs, proficiency in a foreign language, and a demonstrated ability to excel in sports, acting, martial arts, or music.

Some students impressively complete 5-10 Advanced Placement (AP) exams, and several resumes even showcase enough credits at high school graduation to earn an associate degree. These achievements highlight not only academic excellence but also an extraordinary level of dedication, drive, and ambition.  Overall, if you have this type of resume, you will have access to many brand name schools and admissions as long as colleges are fair to all applicants. ^[xiv]

As a further secret strategy, many of colleges around the USA offer abroad programs where you can take courses under the college banner in other nations such as South America, Europe, India, Asia or Arabia. Some ambitious students even rack up 9 or more credits attending abroad programs before their freshman year begins. Keep in mind, these abroad programs are many times less expensive that attending local courses. ^[xv]

In conclusion, the evolving landscape of higher education requires careful consideration of costs, career prospects, and personal interests. It’s more important than ever for students to make informed decisions about their educational paths, taking into account both short-term expenses and long-term benefits.

Value Proposition Statistics:

Statistics related to the value proposition of paying for a college degree and its return on investment (ROI):

1. Higher Earnings Potential:
   According to the U.S. Bureau of Labor Statistics (BLS), individuals with a bachelor's degree earn, on average, 67% more per week than those with only a high school diploma. In 2021, the median weekly earnings for bachelor's degree holders were $1,305, compared to $780 for high school graduates.
   • Source: U.S. Bureau of Labor Statistics, Median weekly earnings of full-time wage and salary workers by educational attainment, 2021 (BLS)
2. Lifetime Earnings:
   The College Board reports that individuals with a bachelor's degree earn approximately $1 million more over their lifetime compared to high school graduates. This long-term earning advantage significantly justifies the investment in a degree, especially when factoring in the increasing cost of education.
   • Source: College Board, Education Pays 2020 (College Board)
3. Employment Rates:
   In 2020, the U.S. Bureau of Labor Statistics found that the unemployment rate for individuals with a bachelor’s degree was 5.5%, compared to 9.0% for high school graduates. Higher education tends to provide more job stability, particularly during economic downturns.
   • Source: U.S. Bureau of Labor Statistics, Labor Force Statistics from the Current Population Survey (BLS)
4. Debt vs. Earnings:
   A report by the Brookings Institution highlights that while student loan debt has risen significantly, the earnings boost from a bachelor's degree tends to outweigh the cost of borrowing. On average, those with a bachelor’s degree have a net ROI of 15% after accounting for student loan debt.
   • Source: Brookings Institution, The College Debt Crisis and the Case for College (Brookings)

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Commissioner George Mentz JD MBA CILS CWM® is the first in the USA to rank as a Top 50 Influencer & Thought Leader in: Management, PM, HR, FinTech, Wealth Management, and B2B according to Onalytica.com and Thinkers360.com.